We just got our credit scores in the mail because we applied for a home equity line of credit and they have to tell us our scores. Anyhow, my husband's is 10 points higher than mine. We both have the same thing. One credit card in each of our names, the house is in both our names, and our cars are in both our names. However, all utilites, phones, TV, internet, etc. are all in my name. All bills are ALWAYS paid ON TIME and IN FULL and we NEVER carry a balance on our credit cards. If we need to use a card for a purchase, it is ALWAYS PAID IN FULL AND ON TIME. Is the fact that the bills are in my name affecting my credit score? Simply because the number of "accounts" I have open? I can't think of anything else that would be affecting my score. When we got married, my husband's credit score was quite a bit lower than mine, so what happened that he ended up having a higher credit score?
2006-10-24
11:18:52
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6 answers
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asked by
happymommy
4
in
Credit