Business & Finance - 6 October 2006

I'm in my mid thirties. Embarrassingly, I have no savings, and I currently have $45K in credit card, line of credit, and other debts (plus my condo mortgage). Even more embarrassing, I actually make a fairly decent salary. Obviously I need to get help to learn how to budget. I'd like to start things off on the right foot and invest this lump sum wisely.

Should I pay down some of my debts? Or should I stick this in an RRSP to avoid paying taxes? Or should I use it as a down payment on a small condo in my building and rent it out to pay the mortgage?

Probably the best bet is to sit down with a financial consultant. But if anyone has ideas in the meantime, I'd really appreciate it.

Thanks so much!!

2006-10-06 02:32:54 · 9 answers · asked by bunnystardust 2 in Personal Finance

I am located in VA. I heard that market here is going down. Should I wait for some more time for the property market value to go down more or what?

2006-10-06 02:32:39 · 11 answers · asked by honeyscoob 1 in Renting & Real Estate

2006-10-06 02:24:07 · 9 answers · asked by nicole 1 in Other - Business & Finance

A Collegue Charged A Customer The Wrong Amount On His Credit Card But Put It Through The Till What It Should Have Been. I Did Not Spot The Error And We Cannot Put It Through On His Card As He Is Not About And Can't Trace Him. My Boss Wants Us To Pay For It Out Of Our Wages. Can He Do This As It Was A Genuine Mistake.

2006-10-06 02:20:52 · 28 answers · asked by sparky543uk2000 1 in Careers & Employment

http://i3.ebayimg.com/04/i/08/8a/a7/7b_1.JPG

2006-10-06 02:13:12 · 2 answers · asked by Anonymous in Personal Finance

I am in the process of raising my credit score, but would like to take out a relatively small bank loan (not apply for a credit card). Would this affect my score in anyway? 10 points for the most thought-out precise answer. :-)

2006-10-06 02:09:47 · 7 answers · asked by Just a Girl 2 in Credit

Like i said, my name will only be on the title and NOT on the mortgage. what can the companies do to me?

2006-10-06 02:08:30 · 5 answers · asked by xxvi3tgurl03xx 1 in Renting & Real Estate

2006-10-06 02:08:03 · 1 answers · asked by Life is very short 1 in Careers & Employment

2006-10-06 02:02:37 · 12 answers · asked by Anonymous in Investing

taxes add up to at least $7.00 a day for the time that you are there.

2006-10-06 02:01:57 · 4 answers · asked by ♣DreamDancer♣ 5 in Other - Business & Finance

i had 2 bank accounts a few years ago that went overdrawn and i moved house and didnt pay the money back. how long is it till they will forget about it?

2006-10-06 01:59:48 · 19 answers · asked by hec1980 1 in Other - Business & Finance

There are so many opportunties for a US citizen to make money, how can a US citizen be poor or under debt? Dont they see opportunities that are available?

2006-10-06 01:50:56 · 13 answers · asked by Anonymous in Small Business

2006-10-06 01:50:34 · 2 answers · asked by Me luv u long time 5 in Other - Business & Finance

i m in 2nd year & i m doing from INIFD

2006-10-06 01:46:23 · 5 answers · asked by dimple 1 in Careers & Employment

2006-10-06 01:46:10 · 5 answers · asked by Anonymous in Other - Business & Finance

2006-10-06 01:45:06 · 2 answers · asked by ron7778 1 in Investing

It's been a long week, have you survived the affections of any dishonourable boss advances? Ladies my prayers go with you.

Any bloaks out there alittle tired of the bossom missile threat when your back is agaist the wall and an authoritive female type is pressing in for the departmental kill.

It works both ways! How about the journey home? the unwanted tube train lap dancer!

Why do they do that?

2006-10-06 01:29:01 · 11 answers · asked by Anonymous in Careers & Employment

2006-10-06 01:28:36 · 1 answers · asked by bernardmailman 1 in Investing

2006-10-06 01:24:36 · 4 answers · asked by uwilmakeit 3 in Personal Finance

I am thinking of starting a non-profit company - I do not know what is involved. Is there any easy to understand information? The IRS information is not easy to understand. THANKS

2006-10-06 01:23:10 · 4 answers · asked by art_flood 4 in Corporations

For example to come from Russia to the United States?

2006-10-06 01:23:02 · 2 answers · asked by Anonymous in Personal Finance

up on it?

2006-10-06 01:21:25 · 2 answers · asked by Me luv u long time 5 in Other - Business & Finance

2006-10-06 01:18:15 · 2 answers · asked by Anonymous in Investing

i m a jeweller. and want to see the kundan meena jewellery on net.

2006-10-06 01:07:40 · 5 answers · asked by FLORENCE S 1 in Small Business

AMERICA AIRLINES DOESNT HAVE ANY OPENINGS, I WOULD LOVE TO KNOWA WAY TO APPLY, SINCE I ALREADY HAVE TRIED THEIR HR DEPARTMENT,
HELP?

2006-10-06 00:52:08 · 3 answers · asked by Anonymous in Careers & Employment

If a person has worked for the Federal Govt over 10+ yrs, can they get a job with United State Postal Service and still keep their time in goverment for retirement? Or are they different systems when it comes to qualifying for retirement?

2006-10-06 00:45:41 · 1 answers · asked by Anonymous in Careers & Employment

Since they dont have any openings in their website,
does anybody know ?

2006-10-06 00:44:05 · 5 answers · asked by Anonymous in Careers & Employment

major banks want 1-3 days with no guarantee that it will be only 1 day

2006-10-06 00:40:56 · 6 answers · asked by Anonymous in Personal Finance

2006-10-06 00:24:30 · 2 answers · asked by Tim H 1 in Investing

What are the characteristics you find most annoying in dealing with architectural practices?

What are they least good at from a client's perspective. I am interested in responses from commercial clients, town planners etc.

What do you look for from a practice? What's most important.

Any experiences, thoughts, or comments would be most welcome - many thanks for you time.

2006-10-06 00:20:08 · 2 answers · asked by Ben H 2 in Other - Business & Finance