I'm 26. I've filed for bankruptcy twice (discharged once, dismissed the other time due to paperwork not being filed on time). I have a really bad rental history (with evictions), not proud of it. I don't have any credit cards (never have), so I have absolutely no credit. I've never owned a car. I do have a stable job (3+ years), and I've had a long, GREAT working history with reliable references.
I've heard sometimes it's better to buy a house than to rent an apartment with no hope of ownership.
I really want to get my own place, I've gone to credit counselling, and I'm now in control of my finances. I have about $1000 to put down on a house, if need be.
Any suggestions? Is it possible to get a decent house in a decent neighborhood (single, don't want any crime or questionable area)?
2006-08-24
11:57:22
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10 answers
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asked by
Anonymous
in
Renting & Real Estate