I want to refi my house that we bought at $184,000 at 7.875%
it was fixed for 2 years and now will go up to 10.875%
Now, I have a $15,000 second mortgage that I accumulated from not having a job and misc expenses.
I want to combine them together.
I also want to add my $28,000 federal student loan at 6%
and my other private school loan of $12,000 at 13.25%
to the refi. I also have a credit card of $4,000 @ 8.99% fixed that I wouldn't mind adding to the refi as well.
First of all, Is this possible if my home is only appraised at $209,000 right now? And second, should I add these all together?
I would love to have one bill. All these payments are killing me.
Need your advice...
And if I should refi them all together, what companies have you been successful with for loans?
2007-08-15
10:07:22
·
13 answers
·
asked by
kld726
2
in
Personal Finance