Personal Finance - December 2006

I never applied for a loan before other than an auto loan. I am a first time home buyer in my whole family. I make about $70k and my wife makes about $30k. We both have FICO scores over 700.

2006-12-15 09:05:40 · 13 answers · asked by thickandchunkypacepicante 1

Sorry this isn't really a question, BUT this has to be addressed. There has been too many of these "I make $$$blah blah blah at this website at cashcrate etc etc." I am sick of these users that ruin Yahoo Answers by them trying to get referrals for these shady companies. These so called free offers have hidden fees within them, sell and collect personal information and many do not pay a red cent no matter how long you stay with them. There is a website blog of a person who himself goes into these programs himself, and he has outlined the dangers of Cashcrate.
http://paidopps.blogspot.com/2006/11/cashcrate-one-dangerous-company.html
I even kind a copied him and looked into the website myself and have verfied this.

To make this a legit question, do any of you find these spammers and users that advocate these programs on Yahoo Answers annoying and destroying such a great site?

2006-12-15 08:59:25 · 4 answers · asked by takuwan_199 3

2006-12-15 08:55:58 · 19 answers · asked by w0nd3ring2 2

Who's the professional that can help a family figure out why they aren't doing any better than paycheck to paycheck living? Granted the family lives in one of the most expensive parts of the country to live in, but .... And how to assess this professional in advance to know if they are truly qualified to analyze and give advice?

2006-12-15 08:41:10 · 5 answers · asked by OU812 5

2006-12-15 07:54:52 · 3 answers · asked by judith 1

I need to do some traveling to get my business started. It costs money. I just spent most of my money getting my husband's teeth repaired.

2006-12-15 07:46:29 · 3 answers · asked by wo_manifest 4

I would love to just deposit the monthly amount, and have a service make sure all her bills are paid.

2006-12-15 07:41:16 · 9 answers · asked by SmartPerson 1

I'm looking to open up a bar/lounge, but have no idea (1) how much money I'd need to open it up and ready it for clientele and (2) how I'd get my hands on that much money, stuck as a temp. Does anyone have any advice for me?

2006-12-15 06:20:56 · 10 answers · asked by Masta Batang Dollar Billz 5

I'm in my early fifties, havent got a job. Am studying toward my phlebotomy certificate and real-estate investing. Me and my husband used to own three businesses at one time back in the '90's. He got caught up in two child support orders, which completely destroyed us financially. I went back to school to become an R.N. but I found things in the field I didnt like. Now I'm onto studying phlebotomy. My husband has had cancer that has debilitated him for 5 years now, so he is no longer in the work force, he can barely help himself on a day to day basis, so everything is left up to me now. I feel hopelessly lost because we have never been able to recover from this financial ruin. We have no savings, we just live day-to day.
I just completed my general studies two year degree at a college, and then was supposed to go onto nursing school, but I got turned off. Now I have to quickly decide how to get us back on our feet.We have been dealing with these problems since 1993. I plan to get B.A

2006-12-15 06:17:30 · 6 answers · asked by rocky 3

2006-12-15 06:12:52 · 5 answers · asked by Sylvia R 1

has anyone ever heard of banks fingerprinting you to cash a check? and if so why? thanks

2006-12-15 06:09:12 · 17 answers · asked by HENNY 1

2006-12-15 05:38:05 · 4 answers · asked by Sexy_Bunny 4

2006-12-15 05:12:19 · 2 answers · asked by robbievic 2

2006-12-15 04:09:07 · 10 answers · asked by sonicredultra 1

When is it the right time to get rid of old banks statements??
Ive found some back to 2001 - should i get rid of them??

2006-12-15 03:59:31 · 13 answers · asked by Lau Lau 2

Due to some financial problems, I am in need for money and I decide to take Personal Loan. Can anyone give me some suggestion from where to take loan

2006-12-15 03:55:18 · 16 answers · asked by ricky 1

I'm looking for a good deal on a mortgage but I don't like giving my social security number, etc. to some random website. Has anyone tried it? Is it safe?

2006-12-15 03:54:13 · 5 answers · asked by Jack 2

2006-12-15 03:48:15 · 3 answers · asked by dann 1

2006-12-15 03:28:22 · 2 answers · asked by Blood Rayne 1

I have 2 auto loans with them & they constantly post the pymts on the wrong acct or post 2 pymts on one acct & nothing on the other after I have verified with them which account should be paid on & they they call me twice a day when they "can;t find my pymt" from their collections dept. Does anyone else have this problem with them??

2006-12-15 03:24:36 · 7 answers · asked by imbri251 1

I'm about to receive that much money from the car insurance company in Canada, after my mom's death in a car accident. What should I do with my money?!

2006-12-15 03:06:19 · 6 answers · asked by gabnella 6

My partner is currently on long term incapacity benefit, we have discussed me moving in with him, i work full-time, would he lose his incapacity or have it reduced as i work full time?

Or would it just be a case of losing the housing benefit and council tax benefit as obviously i would be able to pay that once living with him?

2006-12-15 02:46:10 · 6 answers · asked by purple19m 2

I Had out several payday loans and they were taking money out of my account when it was not avaialbe.So i closed my account.Can anything happen to me

2006-12-15 02:44:12 · 9 answers · asked by Anonymous

I have no one to help me out and the job doesn't really help.

2006-12-15 02:32:14 · 21 answers · asked by noorah 1

I have an outstanding payday loan and they want to take me to
court. I wrote a check for the loan and it bounced and I have paid on the loan since but haven't been able to pay it off. I really don't want to go to court but they aren't willing to work with me. Can anyone tell me what happens at that point?

2006-12-15 02:11:23 · 7 answers · asked by Anonymous

Where would I look to find the laws on this for different states?

2006-12-15 01:50:33 · 3 answers · asked by M J 1

2006-12-14 22:08:54 · 12 answers · asked by TonieRajkumar R 1

I know a couple people who have got it all back- including one person who was refunded over £2000! I want to go for it but am paranoid about losing the small claims court fees if I don't win, and of them shutting down my account. Has this happened to anyone?

2006-12-14 21:10:08 · 11 answers · asked by - 5

I am not looking for one where I have to pay first.

2006-12-14 19:45:20 · 9 answers · asked by Anonymous

How to get a Credit Card ?

2006-12-14 18:57:33 · 11 answers · asked by Razzaque M 1