Personal Finance - November 2006

BANK ACCOUNT ROUTING NUMBER:

2006-11-14 05:25:06 · 3 answers · asked by Anonymous

2006-11-14 05:15:01 · 5 answers · asked by l_i_v_raptress 1

2006-11-14 05:12:47 · 4 answers · asked by sunshinecloud 1

My friend got in way over his head with credit card debt. Now hes trying to get back on track and use only cash or money orders. He does landscaping on the side and is paid in cash. He then makes payments to his credit card companies via money orders. I told him the IRS may question where the money for the money orders is coming from. He says they dont. Am I right? Does the government question where the money for money orders comes from? Or is he right- they are harder to trace and that they dont question modest, regular payments?

2006-11-14 05:11:48 · 7 answers · asked by Anonymous

I am unable to manage money please do help me

2006-11-14 04:35:48 · 22 answers · asked by Sanju baba 1

Ok this is our case and we need advice.or help to start saving money $ $ $. we would like to save for those things that happen that are unexpected things and to just one time when we are bord to drop everything and go to a movie in the theater.I NEED SO MUCH ADVICE.If the budget has to be strict that is fine I just want to save money $ $ $ for my family but I am not doing so well need lots of help?do i just get the things that we all need or just some stuff we need?really would like to get into avon as well but i don't know how to?i got in contact with them once but the person was unreliable they didn't show up so if anyone can help me with the making a budget or how to get started with that it would really help our family a lot and we would really appriate it a lot we are just looking to live like normal people but it is very hard for us to do so on such low income where to begin saving is our problem we are stuggling now and need some real help to get us where we need to be.thank you

2006-11-14 04:19:14 · 4 answers · asked by rainbowcatt 1

I hate Bank of America, the fees are ridiculous, in fact, I hate banks period. Does anyone know of a good bank, how is Suntrust, or Regions, or US Bank? What do you think of credit unions or things like that.

2006-11-14 03:59:37 · 13 answers · asked by MadameJazzy 4

to live off interest, suppose retirement.acct earns 7.5% interest compounded monthly for 30 years, and upon retirement the ending balance rolls into a simple interest earning 6%. The simple interest acct must earn $12,000/year to be sufficient to live off of. How much do I need to invest in the acct today to achieve this goal? (use simple interest formula first)

Not sure this formula would work, but can't figure it out:
A=P(1+r/n)^nt (^ = exponent)

2006-11-14 02:46:17 · 2 answers · asked by veryintrigued 2

Recently my PNC Bank checking account was overdrawn for 1 business day then a deposit I made cleared and it was ok again. I have never been overdrawn before. One check and one Visa check card transaction made it overdrawn, so the bank charged $31 for each item, totalling $62.

I plan to go talk to someone at the bank to see if they can erase the fees. What is my best approach to take with them?

For the record, I know that fees are the natural consequences of being overdrawn, I am not disputing that here. It know it's my own fault, but I'd still like to avoid $62.00 in fees -- that's a lot of money.

2006-11-14 02:17:54 · 7 answers · asked by IT Pro 6

What can the govt do about the increasing personal debt? and what can financial institutions, such as banks who lend money, do about the ever-increasing personal debt in the UK?

2006-11-14 01:47:10 · 10 answers · asked by Miss Q 3

When you apply for an unsecured personal loan, do they tend to contact your employer? I would rather my colleagues not know my financial situation thats all! I have previously had one from my own bank and they did not contact my employer.

Also anyone know where the cheapest rate can be found at the moment? And possibly any with three months deferred payments.

Thank you very much.

2006-11-14 01:42:13 · 5 answers · asked by Anonymous

day in day out telephone calls,letters on about my debts i owe altogether its about 3 thousand pounds perhaps a little more anybody know of people who can put me on a debt managment plan without a huge fee????

2006-11-14 01:40:01 · 11 answers · asked by skinnyminniekitten 1

2006-11-14 01:35:56 · 6 answers · asked by Anna Banana 3

I did the math what I see in my account that doesn't make scene!!! What amount should my return be?

Please help, and thank you

2006-11-14 01:27:53 · 6 answers · asked by Anonymous

i need help keeping track of my expenses, i never use a check book, i use my online banking all the time...but i want to start getting rid of some of my debt...can someone help me where i can find an expense journal/diary or some handheld thing that i can carry around with me at all times?

2006-11-14 00:54:41 · 5 answers · asked by sassy2sloppy 2

2006-11-14 00:47:09 · 1 answers · asked by Anonymous

2006-11-14 00:20:11 · 5 answers · asked by Not Settling 2

My Girlfriend has a £3,000 debt on credit cards and is getting to the stage where she can only pay off the interest each month and a 'card protection' and 'insurance' fee, so the £3,000 deficit remains (and gets worse).

I help her out now and again and she switches cards every year so they are interest free. Are there any helplines/ government bodies available for advice on how to combat such problems? Any Advice ? Thanks

(PS, please take this seriously, no "she should find a richer man" or "she should stop buying clothes". After all, these were my first two suggestions to her!)

2006-11-13 23:54:44 · 25 answers · asked by disco_stoo_1 2

2006-11-13 21:10:56 · 37 answers · asked by Anonymous

I'd like to send my Gran some money, she lives in Turkey and I'm really not sure how to go about it. Do I put the money on a credit card and send that to her, send her a cheque. How can I put the money directly in her account? I have her acc no but no sort code just the address of the bank. V v confused, help!

2006-11-13 20:51:34 · 7 answers · asked by lizzybee 3

essentials of money credit and banking

2006-11-13 20:02:27 · 11 answers · asked by hello kitty l 1

essentials of money credit & banking

2006-11-13 20:01:10 · 3 answers · asked by hello kitty l 1

I have never did a money order can you please tell me if they..

- ask for an i.d. or some kind of identification?

How old do you have to be? Can you be 16 and do it?

2006-11-13 19:03:45 · 6 answers · asked by yada_kisses 1

If a company contacted you and said that they wanted to get wider results with their subscription team and would give you a free subscription to help them with it. Basically what they're saying is that you make the same money as everyone else on the team but without paying their membership fee every month. Would you think that this was a scam, as they aren't asking for your money?

2006-11-13 19:02:47 · 12 answers · asked by Little Miss Proper 1

I have good credit at the moment.. I'm an eighteen year old student looking for a low APR and cash back as an option. Those two are my top priorities. I don't really know too much about credit cards.. at all, really.. so I definintley need some advice. Which one/s would be best? I looked into this but I want some personal experiences/advice too.. Thanks.

2006-11-13 18:00:23 · 8 answers · asked by Anonymous

Whats a good way too earn money during the winter when you parents wont givev it too you and you dont have a allowance?
(Im too young to get a job) I need help now!!!!

2006-11-13 16:23:40 · 8 answers · asked by Anonymous

I have a bank account at a fairly small credit union, and I am looking to deposit a check that I received into my bank account. I don't have access to the credit union's bank offices so I need to deposit it some other way. Should I send it to the bank via their PO Box, or can I deposit it at any ATM, or at any ATM where I don't get charged a fee (for withdrawals). Thanks in advance.

2006-11-13 16:07:12 · 9 answers · asked by Anonymous

I can't find any sites to look up the value.

2006-11-13 15:38:07 · 6 answers · asked by spongebob1527 2

i have given her $1000 twice in the past two months. i am a truck driver and so i faxed a letter to my bank saying she could withdraw the money. im afraid she might just try walking into the bank and pretending like she has my authorization to make a withdrawel from my account.

also a few years ago she was my power of attorney.
also, she has my post office box key.
also, she might have the numbers on my atm card and probably has the numbers for my checking a and savings account.

she asked me to cosign for a loan today and i said no. im afriad she might forge my signature and destroy my credit. im afraid she might get a credit card in my name without my knowing.

im afraid she could do any number of things. she has done bad things in the past. ....what can i do to protect myself????

2006-11-13 13:56:05 · 4 answers · asked by sean_mchugh6 3

I saw an extra amount of money in my checking account about two months ago, and though I reviewed statements, my checkbook, and the online banking system, i cant find an error anywhere. The money is still in there and the amount hasnt changed. How long should I wait before it is safe to say that it is mine

2006-11-13 13:31:31 · 7 answers · asked by wantme_comegetme 5