Does it matter in which ATM I deposit a check?

Question

I have a bank account at a fairly small credit union, and I am looking to deposit a check that I received into my bank account. I don't have access to the credit union's bank offices so I need to deposit it some other way. Should I send it to the bank via their PO Box, or can I deposit it at any ATM, or at any ATM where I don't get charged a fee (for withdrawals). Thanks in advance.

Answer 1

you have to deposit in your bank

Answer 2

If you put it in an ATM, it has to be your bank or credit union's ATM, or there will be a 1-2 week wait for your check to be retrieved, sent to the bank that owns the ATM and returned to you after it's realized it doesn't belong there.

I learned this the hard way.

Answer 3

You have to deposit it in their ATM's. So only the ones owned by your bank. You might be able to send it to them for deposit. Call them and ask.

Answer 4

YES it maters you need to deposit into your banks ATM and you should contact your credit union directly to see if they have another way.

Answer 5

my credit unions atms wont take deposits for other banks

Answer 6

Send it to their PO Box. If you put it in another banks ATM it may get lost. They can't get it to your bank.

Answer 7

it depends on the atm,some hold it for quite a while.you should call your bank first

Answer 8

check with your financial institution.

if they have partner banks, then you would want to ensure the ATM is on the same network (NYSE, INTERLINK, etc).

you're probably better of banking by mail.

Answer 9

To be really, really safe - call the CU that has your account and ask.