Personal Finance - July 2006

My husband used to make really good money and we had a lifestyle according to that. Well now we are doing alright but I cant pay any of my credit cards and I can't seem to get my mortgage caught up. My car payment is behind. Now I know I can pay all my bills if everything wasn't past due with late fees etc. Someone told me about chapter 13 but when I talked to one lawyer they said they can make the unsecured debt go away but I would have to pay $500 on top of my current bills that are secured and my living expense. I don't know that I can do that. If it was 100 or so maybe but 500 I think I could settle with the credit card people for less. Also if my credit wasn't so bad because my husband was on workers comp for 2 years I would just refi my house and pull the money out of there and pay another 200 on my mortgage. Not sure if this is enough info but I am looking for some advise. I guess the lawyer was saying that because we have equity in some items that is screwing us.

2006-07-07 16:26:03 · 3 answers · asked by Knock Knock 4

2006-07-07 16:25:44 · 6 answers · asked by Sandy 1

Working this summer I plan on making 5 k and I really need a car. See myuy brother's car is not very friendly. First, its a 92 honda accord, 5 speed, that is about 3 different colors. And the speedometer works every once in a while. Should I inherit my brother's car and tune it up, or use my 5k and buy me a used car that I can find?

2006-07-07 16:14:14 · 3 answers · asked by snipps 4

2006-07-07 16:09:04 · 8 answers · asked by shdblawyer 1

Then why when I print out a salary report from salary.com why do employers get offended and say thats ridiculous?. Also why would a CPA work for a company if he can be independent and make alot more on his own auditing other companies books? Also can people become wealthy working for a company or do they have to go the entrepreneurship way?

2006-07-07 16:08:45 · 2 answers · asked by ooo 1

2006-07-07 16:04:27 · 7 answers · asked by Gail R 1

2006-07-07 15:56:54 · 10 answers · asked by rockledgetripservice 1

Also why are some blue collar workers making more than accountants who had to get in debt and nearly kill themselve for a career that pays less than a garbage man.

2006-07-07 15:18:43 · 9 answers · asked by ooo 1

2006-07-07 15:11:04 · 11 answers · asked by lost 1

Some of the choices given are AmEX, Sun Live, Knights of Columbus, Mutual of America, The Copeland Company, Amer Century, Fidelity, Janus, Vanguard...and some more...I have no idea how to go about choosing one. Please help

2006-07-07 14:58:27 · 2 answers · asked by cherrie4321 2

2006-07-07 14:36:42 · 6 answers · asked by radiology 2

I love usaa.

2006-07-07 14:35:49 · 12 answers · asked by MM 5

2006-07-07 13:51:00 · 19 answers · asked by rodmod 3

2006-07-07 13:32:18 · 2 answers · asked by Garland Red Neck 1

2006-07-07 13:27:25 · 6 answers · asked by mark r 1

i am running for President of my school academy the spot goes to who ever has the best and most fund-raising ideas. Can anyone help/ please be creative. (don' t say candy and raffle please)

2006-07-07 13:26:07 · 3 answers · asked by Anonymous

2006-07-07 13:10:52 · 18 answers · asked by 109stitches 2

Seriously now..

I'm too young to get a job. so don't say that.

I currently have 51$, and in a few days will be getting almost $500 for child support from my dad but 250$ of it goes in a bank for college.

If I can convince my mom to let me use my college money i'll have around 900$, only 1,100 to go.

Plus birthday money i'm gonna get so I should only need another 800$ and have about a weeks and a half to make it =/.

anyone have any suggestions.

2006-07-07 13:06:35 · 9 answers · asked by Tohma 2

buy this car i can get around in from my friend that i work with and have a my money so i can really live or should i try to catch up my car note that will take a while or pay $600 for this other car please help i don't know what to do

2006-07-07 12:47:07 · 12 answers · asked by Anonymous

2006-07-07 12:03:49 · 9 answers · asked by carmel70 1

2006-07-07 12:03:28 · 4 answers · asked by shaikh 1

I work 40hrs/week at a steady $13.10/hr paying job...I have two children and a garnishment on my paycheck (25% is taken out of it to put toward a debt) - which leaves me barely enough to pay the sitter.
My husband started a "commission only" insurance sales job in April and has yet to earn more than $1000. (which was gas money b/c he has to drive all over Indianapolis)
We have maxed out both of our credit cards, and our bills are stacked from last month.
I'm sad b/c I cannot see my babies (i'm stuck behind a cubicle all day) - and instead I'm paying a sitter 1/2 of what i earn. I cry a lot because of this...and WISH my husband would try harder to make money. I have an MBA - have been applying at about 3 jobs a week - and get nothing but sales bites. Any advice?

2006-07-07 12:01:33 · 9 answers · asked by ohprettybud 2

I noticed the local Taco Bell's hiring cashiers.

???

2006-07-07 11:04:36 · 12 answers · asked by bbcranks 4

2006-07-07 10:57:36 · 2 answers · asked by longestjohn2000 2

2006-07-07 10:25:33 · 12 answers · asked by Gooby 2

2006-07-07 10:19:16 · 15 answers · asked by CURIOUS 2

there a 4 adult kids none get along. and the parents refuse to do a will..

2006-07-07 10:13:22 · 15 answers · asked by mechelle s 1

2006-07-07 10:00:56 · 16 answers · asked by jonnap2000 2

I MEAN ALOT!

2006-07-07 09:52:31 · 14 answers · asked by Allan K 1

2006-07-07 09:49:26 · 4 answers · asked by beatpoppa 1