Insurance

I have lived here for over 30 years . i live across from a canal that has never flooded in all the hurricane years here on Long Island. Now out of the blue they just Doubled it. without warning. they said they forsee a major hurricane. They have been getting rich off of all the non use of my insurance by me .This seems so unfair and how can I fight it, we all want to not move out of new york but one by one our neighbors cant afford all the nonsence anymore. I understand when one has car insurance and you have an accident and use your insurance it goes up . but we never have... PLEASE what can we do.

2007-06-27 23:04:45 · 9 answers · asked by jennie s 2

My family will be switching over to them on August 1. Does anyone out there have this insurance and how do they like it?

2007-06-27 17:47:51 · 9 answers · asked by momof3 6

Dear officer,

I just bought car April. Before the agent register the car, I had request the agent to stop purchased due to I need to transfer my car to my girl friends. But, the car argent(car sales man and the insurance agent are under same company)refuse to do so. Thus, I force cancel car insurance and refinancing. The refinancing process takes me 2 months time.Within this period I just put my car in the house.I keep on request the insurance officer to cancel my car insurance policy.But, they keep on delay me.They mentioned i need original certificate to cancel but they didnt sent me the certificate. Finally I get the original last weeks then I proceed with my cancellation. Due to the above delay,the amount of money refund reduce more than 45%. Now, they only inform me according to law i need insurance when i own a car. So, they will paid me start from the refinace date not the date i request to cancel. I feel they not etchical doing the business.Can you help me

2007-06-27 15:05:35 · 4 answers · asked by ccwah19 1

Back in 2000 when I was 21 years old after just I blew my entire savings of $11,000, I knew I made a horrible mistake.

If I had to go through that time and so forth all over again physically being 21 again but knowing everything I know now at 28 and as my family around me advised that I should get that 1998 white Camaro with 24K miles because it's reliable, I would DEFINTIELY laugh in their faces now and tell them they've gotta be out of their God-damn minds and must think I'm an indiot if I'm gonna just blow my enitre savings of $11,000 away. I would ask them what the hell I'm doing on these new car lots and have them take me to a private seller and get a car for as cheap as $3000, keep $1,000 for tools and repairs, have fun with $1,000 on beer, strip clubs, EBAY, etc., and keep $6,000 in my bank and not even touch it.




That's what I would've done had I known what I know now.
What would you think of my decision had I done that?

2007-06-27 11:32:27 · 4 answers · asked by Anonymous

I hit a car yesterday. The claim total is 840.00 and they would like me to pay for a two day car rental out of pocket. I don't feel that I was at fault, but I don't want my rates to go up if I claim this accident. Do rates automatically go up if you have one claim on your insurance. I also want the other drivers insurance to be aware of the accident if my insurance company pays for it. Any suggestions?

2007-06-27 11:15:28 · 5 answers · asked by MADDIE M 1

2007-06-27 04:38:23 · 2 answers · asked by gofolite1 3

After having a company car for 6 years they want to stop me having one and give me an allowance instead which relates to a substantial pay cut ( the allowance will not allow me to have a similar spec vehicle )and leaves me without a car.

2007-06-26 23:29:41 · 19 answers · asked by Andy M 1

Basically, I'm looking to get new health insurance (my work insurance blows) and I have a choice between one that is $180 per month but with a 1,000 deductible and one that is $480 and has no deductible.

2007-06-26 17:26:22 · 7 answers · asked by gemadness 2

2007-06-26 13:00:55 · 3 answers · asked by l b 1

Will the poor people who have suffered Flood Damage have a problem with the Insurance Companies.
I ask this question because a Friend of mine had Gazebo
wrecked in recent storm.
Insurance Company refused payment on the grounds (ACT OF GOD)

2007-06-26 10:55:28 · 15 answers · asked by cowboy 2

The fire in this case is a wildfire, not renter caused. How can I find info. on this.

Thank you.

2007-06-26 10:55:00 · 6 answers · asked by Anonymous

My stepdaughter, who moved in with us, was seen in the emergency room in December. When I signed the consent for her to be seen, it showed her gaurantor as her mother, meaning that she was responible for her medical bills that insurance did not cover. Now the mother has called the medical center and refused to pay, and they are threatening to turn us in to a collection agency. There is no legal custody of the daughter, and the mother does not pay child support. My question is, since I signed the consent, which stated that the birth mother was the guarantor, and it was witnessed by the medical center employee, shouldn't that be a legal and binding agreement through both parties? We pay for her health insurance, car insurance, clothes, food, everything. Can they change us to her gaurantor without our consent?

2007-06-26 09:55:41 · 6 answers · asked by mazey1967 2

2007-06-26 02:30:34 · 1 answers · asked by Femi 2

2007-06-26 01:09:41 · 4 answers · asked by anari p 2

I have a question. My daughter's doctor accepts insurance. For people that are uninsured, she has a sliding scale based on income. A woman told me that based on her father's income of $40,000.00 per year for a family of 4, she usually pays about $9.00 for an office visit. How is this possible? Who pays the rest? I wonder about this, because for my insurance, the co-pay alone is $45.00. Can the doctor really afford to see one patient for only $9.00? Or is there another subsidy that I am unaware of? If anyone knows the answer to this, please give lots of details, because it has been bothering me ever since I had the conversation with that young lady.

2007-06-26 00:22:48 · 3 answers · asked by Anonymous

any one out there famliar with or work with insurance companies on arbitration of a reconstructive proceedure?
United Health Care has denied two seperate claims to repair my severe belly button hernia and diastasis( separation of the abdominal rectus muscles) due to trauma of multiple pregnicies (3) and My ab muscles are mot protecting my intestins OR my abdominal decending aorta due to the CT scan results. I TRIED to get a general surgeon to do it, but they say only a cosmetic doc does this type of reconstruction... Very similar to a tummy tuck... but it is NOT. Insurance denied coverage for it EVEN though 4 DIFFERENT DOCTORS say I shouldnt sit on this too long for A small blow or kick from the kids could cause intestinal tearing causing me to become septic, the intestins could come through the belly button, and I need my muscle wall closed up ASAP. Docs have sent leters to company stating in great detail how NECESSARY this is but they still refuse to cover they think its for cosmetic reasons. If I arbitrate it, 1st,... how... 2nd, what else could i say to get them to understand??

2007-06-25 21:49:05 · 6 answers · asked by misspookett 4

2007-06-25 20:51:50 · 7 answers · asked by kash_alpha 1

like i just signed up and only 3 months in i have to use my insurance for a knee surgery, which will cover just about 100% will he see any backlash from that, im new so i dont know?

2007-06-25 17:29:11 · 4 answers · asked by Anonymous

I got a better rate elsewhere, and switched. Called my current insurance to cancel and they slapped me with a hefty bill saying that some states make the customer pay a 41% or some such number "penalty" for switching. I told the rep. that was crap, and I won't be paying this amount. Furthermore, I will be sending a complaint to the Commissioner of Insurance in NC.

2007-06-25 15:58:07 · 11 answers · asked by Anonymous

I need Health insurance and would like advise on this company

2007-06-25 14:55:20 · 0 answers · asked by gayannboxing 2

2007-06-25 14:47:50 · 0 answers · asked by getusedtoit 4

I am a single person looking for health insurance for the best coverage

2007-06-25 14:43:11 · 1 answers · asked by gayannboxing 2

My dad (71 yrs) is on Medicare. Even though he has to take a lot of prescriptions, he did not sign up for Part D and of course, being middle of the year, too late for this year. He has now fallen into the "gap" where he has to pay everything in full (up to $2500, I think). We found a prescription plan on line-1020rx, where the script he just pay $100/week for, would be $25. However, the pharmacist talked him out of using this saying only $25 is now applied to the "gap instead of the $100. Either way, he still has to pay the $2500, but by using the 1020rx, he would only pay $100/month vs. $400. Sounds like they want him to fork out all this $$ upfront and he doesn't have it. What is wrong with using this script plan? Yes, it will take longer to reach the $2500 but so what? either way he has to pay it. My sisters and I are confused. Anyone have experience with this?

2007-06-25 14:40:36 · 4 answers · asked by diane l 2

My dad left a policy to be divided between me, my cousin and his wife. They keep tellingm me that nothing has came, but different things make me think differently. How do I find out info. about his policy? Can I get it through Social Security? Help Please. Im starting college and need all the help i can get!

2007-06-25 12:24:09 · 5 answers · asked by Joycelyn M 1

Is working for them a good career opportunity with good earning potential? Or is it like telemarketing and 100% commission based?

2007-06-25 12:05:18 · 7 answers · asked by claudineht 1

Hey guys right now I am absololutely furious I sent my laptop through canada post and they ******* destroyed it. Is there anything I can do I didn't put insurance on it.
What can I do? I spent ******* 1000$ of my hard earned cash as a busboy to buy that ******* thing.

2007-06-25 10:26:53 · 2 answers · asked by Anonymous

any tips ?

2007-06-25 10:26:08 · 47 answers · asked by silver_shamus 2

I live in Seminole County Fla, am 22 and getting married. I pay 135ish a month now, how much does it usually go down????

I'm not asking exact just a rough estimate?

2007-06-25 08:04:19 · 11 answers · asked by Anonymous

2007-06-25 06:58:14 · 9 answers · asked by Mama6 1

My friend was born with a hole in her heart. She has had a total of 5 surgeries already, but none have been covered by her insurance. The family is literally multi-millions in debt. The excuse is that the hole is pre-existing. She was born with it!!!!! Also, my friend was on her parents' health insurance before the doctors found the hole...would that make it NOT pre-existing?

How can Health Insurance providers be so in-human?

2007-06-25 06:36:18 · 5 answers · asked by Anonymous