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IM a US ARMY Retired,I was retired due to disability.I been looking for a life insurance but nobody approve me because IM high risk.....can somebody help me?

2007-07-12 10:44:55 · 8 answers · asked by Brasil2581 1

Insurance agent only provide the policy contract after you signed up and paid. Is this same all over the world

2007-07-12 09:52:54 · 5 answers · asked by KenKK 1

My employer recently stated that there was going to be a 27% increase in our health insurance premiums.
When I call the insurance company, they denied any increase. Our local agent/broker refused to discuss it with me.
When the deductions started coming out of my check it was an even 40% increase.
The California labor board will do nothing without a written statement from the broker but the broker is stonewalling.

Any suggestions to correct this obvious theft?

2007-07-12 06:25:15 · 3 answers · asked by Leadfoot_Willie2.0 2

Here is the story.. Both my wife and I work and have own health insurance plans though companies. I planned to switch her to my plan during the open enrollment in August as mine offers better benefits and it would be effective from September 1. Now, we just learned that my wife is 4-week pregnant. Will we have any trouble claiming for the pregnancy-related bills from my health insurance provider (Blue Cross Blue Shield) after the switch? Another question is that, the first doctor's visit is coming up in a few weeks. Could my wife use her insurance for the first visit, then use my insurance after the switch for subsequent visits as well as the baby delivery? Thanks!

2007-07-12 04:00:22 · 0 answers · asked by atlbkk03 1

Ok i am about to get bluecross and blueshield But i am confused at this deductible.The insurance has a $15 co pay for doctor visits and all that stuff and $10 for drugs.One plan has a deductible of $2,500 and the other $250.It says per person and i want myself wife and son covered.What is better?We are healty people but my son is 2 months old but he is healthy.Is it better to have a small deduct or a high deduct?Please help with any info!

2007-07-12 03:31:44 · 6 answers · asked by Noahs_Dad 1

my insurance has refused to pay damage to doors after thieves broke into my rented residential house.my landlord want them repaired at my cost.

2007-07-11 23:46:49 · 8 answers · asked by nza6wa 1

My grandmother is in a nursing home. She is in a private room for $ 6,000 a month. She has long term care insurance, which pays just a little bit. She pays the rest with her pension and savings. Her account is shrinking very fast. The insurance will stop to pay soon.

When she lost all her savings, she will have to use her pension and Medicaid pays the rest. She is concerned, that she will loose the right to be alone in one room. The Medicaid people are in rooms with 2 beds. She is very sensitive to noise and smell. She is sick and wants to be alone.

When she receives Medicaid, will she be kicked out of her private room?

How can I protect her, so that she still can keep her room?

2007-07-11 14:41:27 · 12 answers · asked by Kay 1

TV comercials are expensive on prime time television. I probably see Geico ads at least 20 times every evening that I watch television. They have to be tacking this cost onto the price of their existing policies.

2007-07-11 10:13:20 · 13 answers · asked by don n 6

I currently live in upstate New York.....
I work for the county through a temp agency ....
so i have medicaid and a secondary insurance united health care

I'm planning on moving to kentucky and i was wondering if they had a medicaid program and how long it would take to enroll and be covered medically......
if anyone has web sites that would be a helpful!!!!!
I've looked but i just can't seem to find what i'm looking for........

2007-07-11 07:39:02 · 3 answers · asked by Poosocks 6

2007-07-11 06:11:50 · 2 answers · asked by Deepak Chowdhary 1

My friend was arrested and humiliated in public in Nevada after St.Louis Co. issued a warrant for his arrest. He originally turned himself in and admitted his guilt, but was released until formal charges were prepared. He kept in contact with the detective giving him his contact info, he was not hiding, he even told the detective that he would turn himself in again as he did before, but pressure on the P.D. from his former company forced things to unfold as they did. He has fully cooperated and has shown great remorse. The state of Mo. has charged him with a Class C felony. His family has relocated twice and will do again for a third time. He has no problem paying back restitution, but with a felony conviction, it will probably be a while before his former company get's their money. He has no prior criminal history, he just got caught up trying to keep up with the Jones'. What are his chances?

2007-07-11 05:33:29 · 7 answers · asked by Anonymous

As a result of a severe storm, I have two tree limbs, measuring approximately 50' long with lots of foilage (leaves) and about 15' wide. I am very naive when about this and don't know I should have my husband cut the limbs and remove it or just pay the $250 deductible and have the insurance company take care of it?

2007-07-11 05:01:38 · 9 answers · asked by Blue Eyed Angel 6

Y do insurance brokers force u to join bt whn its time for the insurance to pay up they tell u all sorts of stories Even though ur account was never on arreas!!! please help guys........

2007-07-11 00:26:27 · 7 answers · asked by silky-butterfly 2

I live in WA and am trying to find homeowners insurance that does not have breed restrictions. Anyone help!!! Dont let this puppy go back to the pound!

2007-07-10 17:47:41 · 3 answers · asked by david r 2

i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer.
thanks in advance!!!!!

2007-07-10 13:21:13 · 0 answers · asked by jasMINe 4

2007-07-10 11:30:29 · 0 answers · asked by t b 2

Is it legal to have medical insurance with two separate health insurance companies during the transition between the two?

And if one denies a claim, can you still file with the other?

2007-07-10 06:51:12 · 6 answers · asked by Kris 2

I filled out the papers, but I am just worried that I won't be able to replace everything that I lost because I know that they will probably factor in the depreciation value of items. The majority of items are only between 2 months and 3 years. However my bedroom set was an antique and given to me by my grandmother. I am really worried that I won't be able to replace all the things I lost with the same items. I figured up everything I have put down and it came to around 8100. I am just worried that I will only get like 2 or 3k to replace all my stuff. Can anyone let me know if I am being paranoid or have a valid worry?

2007-07-10 06:40:05 · 12 answers · asked by whistlebritches_17 1

Can a parent of a minor child be able to collect on an insurance policy of the other deceased parent? My child was less than a month old when he passed. Does his children has to be a certain age before they can recieve it? Also, will any remaining 401k savings go to his surviving children since he was never was married.

2007-07-09 18:09:31 · 4 answers · asked by LIBRA34 2

I have been with Bupa health insurance for years but have never used them. I'm 21, Do you think I'm to young to need insurance as I will most likely not need any untill I'm in my 40s. Is it a wast of money? Its only £52 a month so not to expensive but I suppose I could spend the money on things I enjoy. What do you think.

2007-07-09 13:03:25 · 20 answers · asked by Anonymous

This is a home warranty company that has been giving me a runaround on a cash-out check to replace my faulty oven.
They keep saying the check will come in 7-10 days....it's been 3 months. Has anyone else heard anything about them, or had an experience with them?

2007-07-09 09:55:02 · 1 answers · asked by Cynthia 3

I was due to have a surgery, reconstructive surgery. After three cancellations, and many office slip ups on paperwork, my surgeons office called me the day before the surgery and stated that my insurance company denied the approval for the surgery and so they cancelled a major part of it. I later called my insurance company myself and found out the office never filed any paperwork. I went back to my surgeon's office and they could not provide me with any paperwork showing that they had submitted the promised paperwork. I am wondering what I should do about this. Any legal recourses or should I file a complaint with some agency or something? They have apologized but don't really seem to care too much.

2007-07-09 09:26:53 · 3 answers · asked by llluviaaa222 2

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