Insurance

Salesman like to imply that one should cover a risk. Where does this start and end? How prevalent is miss selling that one is bound to be better off? The range and complications of insurance seems to be increasing rapidly.

2007-07-19 02:55:43 · 4 answers · asked by Robert A 5

I paid in to Minnesota Life insurance from 1984 -2000 insurance meant to cover if a wage earner of the family died only to have them change to accidental death 1 year before my husbands death.

Wisconsin Health Fund drops my husband health, life, prescription coverage when he becomes to ill to return to work.

Blue Cross Blue Sheild refuses to pay my migraine medication time and time again as well as dental, counseling all medical bills of 2003.

Medicaid then refuses to pay therapy for my disabled daughter and other necessary wheelchair adaptations jepordizing my daughter life and well being the county and school help by charging truancy and suing me for cost shares even tho medical necessities are being refused.

2007-07-18 17:22:40 · 3 answers · asked by granny_sp 4

2007-07-18 17:07:36 · 7 answers · asked by gng_rll 1

2007-07-18 16:14:25 · 2 answers · asked by rocky 1

I have a dynamic life insurance policy that I was told I could surrender and use for my daughters college fund. The amount is nearly $7000. I am the owner of the policy and I am the one who is insured. Here is the problem: I got the papers in the mail that I need to sign and I saw that where the SPOUSE has to sign, it had my ex-husbands name. I called the insurance company and was told that because I bought the policy while I was married to him, it is considered community property (I live in a community property state) he has to sign the paper before I can send it back to the insurance company. Is this right? When we divorced he kept the house and land, his vehicle, his retirement and all his personal property, I got to keep my jeep, my retirement and my personal property. Wouldnt the insurance policy be considered MY PROPERTY? I really dont want to have to give him half when my daughter really needs the money for school.

2007-07-18 15:33:45 · 5 answers · asked by Brown eyed girl 7

2007-07-18 13:41:28 · 7 answers · asked by Anonymous

I live in NY and I watched the movie Sicko. If you live in England, can you tell me how accurate it is in describing England Health Care system? Do you get money back for transportation to the hospital. No one is ever declined or ever billed?
Please be as detailed as possible, Thank You

2007-07-18 13:21:11 · 18 answers · asked by Anonymous

Everyday you hear about new ways that insurance companies are denying claims. How can they be stopped?

2007-07-18 09:35:38 · 6 answers · asked by Anonymous

2007-07-18 09:14:30 · 5 answers · asked by Lindsay E 1

I filled for temporary disability after having my baby, i thought i would get it from the state but i came to find out my job has their own company they use called Zurich. I know from state you get back 65% of your pay, but what about from a company?

2007-07-18 06:49:14 · 3 answers · asked by lovesugarkisses 4

i tried / loans /cars/ videos/ insurance

2007-07-18 02:49:01 · 20 answers · asked by Effie 2

I was wondering if there is a way to stay on that health insurance until I find a new employer?

2007-07-18 02:30:55 · 5 answers · asked by Mere Mortal 7

I'm under 25, haven't had my drivers licence for long and started working at the beginning of this year. The vehicle insurance qoutes that I get are almost double the instalment of the car. Is there a way that you can convince your insurer that you are low risk?

I don't necesarily drink or smoke, if that ever does count.

2007-07-18 02:05:47 · 7 answers · asked by malisto 3

if homeowner insurance has issued partial payment and disputing remaining payment and suit has been filed how long does it take the case to get to court and how long does it take for a judgment

2007-07-17 16:03:10 · 3 answers · asked by rickye h 1

2007-07-17 15:26:21 · 6 answers · asked by Anonymous

I recently bought a 6 month policy with allstate yesterday as it was the cheapest around. I was looking over quote from other companies again and found geico was now $35 cheaper a month. Do i have to wait until my policy ends to change over or can I cancel it and get a refund?

2007-07-17 08:45:01 · 7 answers · asked by Mike 2

what kinds of body check will I get for purchasing insurance? im only 22. do i need to get X-rayed? CAT scan? urine test? thanks

2007-07-17 08:38:27 · 7 answers · asked by Anonymous

2007-07-17 08:13:40 · 6 answers · asked by Richard L 2

2007-07-17 06:48:36 · 0 answers · asked by crystal fox 2

HIPAA and COBRA?

I've been posting here for more than a year and have seen soooo many incorrect answers about these subjects. (So far today, I've read 7 blatently incorrect answers on these subjects.) PLEASE, for the sake of the people you're trying to help, I urge you to read up on HIPAA and COBRA. For example, did you know that: HIPAA permits a person a 63-day lapse in between (NOT 30, as some answer here)? that an employer waiting period is NOT counted toward the 63 days? that COBRA coverage CAN be reinstated under many circumstances? that pregnancy CANNOT be considered a PRE-EXISTING condition *EVER* under a group policy, whether the mother has had previous coverage or not?

Here are good sources to start brushing up on these subjects:

HIPAA: http://www.dol.gov/dol/topic/health-plans/portability.htm
COBRA: http://www.dol.gov/dol/topic/health-plans/cobra.htm

I'm asking this because I know we all want to provide correct information.

2007-07-17 05:47:57 · 6 answers · asked by Suzanne: YPA 7

2007-07-17 05:19:21 · 5 answers · asked by bettysboop819 1

After surveying the property upon the tenants' moveout, I discovered that they had completely trashed the place, doing damage far in excess of the security deposit. Is that something that would be covered by a typical rental homeowners policy?

2007-07-17 04:50:54 · 10 answers · asked by M W 1

2007-07-17 03:56:43 · 5 answers · asked by missingnyc30 2

2007-07-17 01:28:07 · 2 answers · asked by sonicoxx 1

For example, I have to pay the first 50 euros and then the insurance pays the remainder.

2007-07-16 23:08:35 · 15 answers · asked by Anonymous

I am 16 years old and the quote i received for buying the car in cash was about 1200 a year. how much more would my insurance be if i financed ?

2007-07-16 19:07:28 · 11 answers · asked by adam s 2

Do employers have to give employees mileage reimbursement for using their personal vehicle for work? If an employer agrees to the reimbursement, can they reimburse any amount they want or are they required to pay a minimum "standard" amount?

2007-07-16 16:53:48 · 6 answers · asked by Foxxxy 4

My mother just got into a bad car wreck-she was hit by a driver who ran a red light. She's having to spend two weeks in the hospital and will have at least 2 months of physical therapy. Her pelvic bone was fractured in many places so there will be a lot of physical therapy. But she will have to spend a couple weeks in a wheel chair and then on to using a cain until she is fully recovered. (other injuries included punctured and collapsed lung and broken collar bone).
How do we calculate the amount to ask for pain and suffering?
Someone said to take the amount of all medical costs and lost wages and times that by 2-and that's what to ask for. I'm not sure how all of it works and when the insurance company gives an amount to settle, how will I know if it is fair or not?

2007-07-16 16:06:31 · 3 answers · asked by Bethy C 2

being lynched. Why would that happen if banks and horses were covered by insurance?

2007-07-16 14:18:00 · 2 answers · asked by Anonymous

2007-07-16 13:17:44 · 2 answers · asked by Anonymous