If stolen bank money and horses were not insured in the old American West, when and where did insurance start?

Answer 1

Try the history of Lloyds of London. They insured ships and cargoes, and were among the first.

Answer 2

way tooo much to type...but this website will give you your answers about when and how insurance first started...it's actually pretty interesting.

Great question!

http://en.wikipedia.org/wiki/Insurance#History_of_insurance

good luck