I paid in to Minnesota Life insurance from 1984 -2000 insurance meant to cover if a wage earner of the family died only to have them change to accidental death 1 year before my husbands death.
Wisconsin Health Fund drops my husband health, life, prescription coverage when he becomes to ill to return to work.
Blue Cross Blue Sheild refuses to pay my migraine medication time and time again as well as dental, counseling all medical bills of 2003.
Medicaid then refuses to pay therapy for my disabled daughter and other necessary wheelchair adaptations jepordizing my daughter life and well being the county and school help by charging truancy and suing me for cost shares even tho medical necessities are being refused.
2007-07-18 17:22:40 · 3 answers · asked by granny_sp 4 in Business & Finance ➔ Insurance
Suing insurance companies and government agencies are actually very profitable for attorneys. Insurance companies are legally bound to pay for the things are stated in the contract while that contract is still good. If you feel you have legal grounds in these instances, you should talk with a lawyer.
2007-07-19 04:35:32 · answer #1 · answered by aaron p 5 · 1⤊ 0⤋
I would call your state insurance commission to have these things looked into. You may need to home school your daughter until you can get her the wheel chair adaptations she needs to get to school. Medicaid is usually pretty good about making sure people have a wheel chair that works for them. I know they won't pay for electric if the person doesn't need it and of course they don't build your wheel chair ramps or things for your house. Ask them why they are turning her down.
2007-07-19 00:35:09 · answer #2 · answered by shipwreck 7 · 2⤊ 0⤋
Nothing. I'd go without.
Luckily, I'm not in the position you are - I'm CONFIDENT that valid insurance will pay valid claims.
But if I thought this was a one way street - I wouldn't carry any insurance.
2007-07-19 07:54:05 · answer #3 · answered by Anonymous 7 · 1⤊ 0⤋