I have been with Bupa health insurance for years but have never used them. I'm 21, Do you think I'm to young to need insurance as I will most likely not need any untill I'm in my 40s. Is it a wast of money? Its only £52 a month so not to expensive but I suppose I could spend the money on things I enjoy. What do you think.
2007-07-09 13:03:25 · 20 answers · asked by Anonymous in Business & Finance ➔ Insurance
Oh, I'm british so have the NHS to fall back on if I'm ill. Its free.
2007-07-09 13:10:21 · update #1
My personal opinion is that you paying far too much if you are only 21 years old. If you shop around you will probably find the same level of cover or better for less than £30 per month at your age.
With regards to Health Insurance, Is it worth it, my answer would have to be yes. Ofcourse nobody ever wants to claim but if you do you will be very glad that you have the cover in place. Health insurance is designed to treat short term acute illness and give you fast access to medical attention. The NHS is there for all accident and emergency and long term/chronic conditions.
I had health insurance in place when i was your age and thought exactly the way you do but my father made me get it out as i worked for myself. If something happened to me i would require fast treatment and get back to work. I used it twice in my twenties for problems that came completely out of the blue, and i was extremely grateful that i has health insurance in place. If i did not i would of been on the mercy of the NHS and who knows how long it would of taken.
If you want some good advice and maybe a new quote, check out http://www.privatehealthservice.co.uk as they are very helpful. Good luck.
2007-07-10 11:43:11 · answer #1 · answered by dukedrink 2 · 0⤊ 0⤋
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2016-05-28 04:35:06 · answer #2 · answered by Lacey 3 · 0⤊ 0⤋
I recommend one to visit this site where onel can compare quotes from the best companies: http://HELP-INSURE.NET/index.html?src=3YAwybvyVJ71
RE :Is health insurance worth the money?
I have been with Bupa health insurance for years but have never used them. I'm 21, Do you think I'm to young to need insurance as I will most likely not need any untill I'm in my 40s. Is it a wast of money? Its only £52 a month so not to expensive but I suppose I could spend the money on things I enjoy. What do you think.
Update: Oh, I'm british so have the NHS to fall back on if I'm ill. Its free.
1 following 19 answers
2016-11-26 12:48:10 · answer #3 · answered by ? 6 · 0⤊ 0⤋
I would recommend one to visit this site where onel can get rates from different companies: http://PROTECTIONQUOTES.NET/index.html?src=2YAopnsaBU23
RE :Is health insurance worth the money?
I have been with Bupa health insurance for years but have never used them. I'm 21, Do you think I'm to young to need insurance as I will most likely not need any untill I'm in my 40s. Is it a wast of money? Its only £52 a month so not to expensive but I suppose I could spend the money on things I enjoy. What do you think.
Update: Oh, I'm british so have the NHS to fall back on if I'm ill. Its free.
1 following 18 answers
2016-08-23 17:45:15 · answer #4 · answered by ? 6 · 0⤊ 0⤋
Hopefully you'll never need to use it. But you will be so fecking glad you had it if you ever get ill. The NHS is slow, and incompetent. Bupa will get you seen immediately, and it may save your life.
Think of £52 a month as an investment in your future, everyone gets ill sooner or later.
Enjoy life now, and forget about that £52, pretend you never had it.
2007-07-09 13:17:44 · answer #5 · answered by wonkyfella 5 · 0⤊ 0⤋
In the UK, I personally don't see the point in buying health insurance, as the NHS provides free healthcare anyway. I don't know of any other country in the world which provides such a comprehensive free-at-point-of-need healthcare system.
On the other hand, if your employer pays most or all of the premiums on your behalf, then you may as well accept it. I know some companies in the UK provide health insurance for their senior employees, so that if they fall ill they don't have to take so much time off sick because they will be treated more quickly.
2007-07-11 09:51:15 · answer #6 · answered by sparkle555_2000 3 · 0⤊ 0⤋
YES, you need insurance. The very fact you are an adult is why you need it. You are no longer under your parents insurance plan unless you are in college. Don't think your young age will make you exempt from the curse of disease.
If you were to see a financial advisor he would tell you to also obtain disability insurance too. At such a young age it is a shame how many disability accidents happen and lives are permanently changed. Insurance, for a very small amount of money would make a difference in those lives.
Good Luck with your decision!
2007-07-09 13:22:47 · answer #7 · answered by LuckyLady 2 · 1⤊ 0⤋
You could pay for a private consultation if you feel you need one and not happy with your nhs doctor/consultant and then pay private for your treatment,
perhaps put some money away each month to cover any private treatment you might need in the future and trust to luck, but if you can afford it now you might not be able to in the future when other committments/family come along.
Or if the firm you work for offers private health care thats another road to look down.
2007-07-09 13:23:33 · answer #8 · answered by christine m 3 · 0⤊ 0⤋
try spending a night on an NHS ward, next to winos, weirdos and mad people that shout all night! That £52 will sound like a bargain! If you can afford it keep it, I have private healthcare for my family it costs about £120 a month, even if times were hard I would try to afford it.
2007-07-09 13:24:57 · answer #9 · answered by Anonymous · 1⤊ 0⤋
You can find the best rates and offers for your insurance at: COVERAGEDEALS.NET
2014-05-15 09:38:58 · answer #10 · answered by Anonymous · 3⤊ 0⤋