2007-06-26 01:09:41 · 4 answers · asked by anari p 2 in Business & Finance ➔ Insurance
There is no "best place" to buy Life Insurance. Make sure that whoever you deal with;
A. Is licensed to sell in New York State. NYS has the best consumer protection laws regarding life insurance.
B. Is high rated by Moody's (check the rating chart, "A" is not highly rated).
C. If they "push" variable annuities.... run as far away from them as possible.
D. I believe that "Whole Life" policies are a poor choice for most people. Look at 20 - 30 year fixed term instead.
E. Speak to at least 3 companies.
F. Anyone that responds to your question by directing you to themselves.... should be avoided.
Good luck!
2007-06-26 01:46:37 · answer #1 · answered by Common Sense 7 · 0⤊ 0⤋
Sit by the phone long enough and surely a brain dead telesales person will call you and offer you all inclusive cover with a free capo di monte lemon squeezer or some other crap gift if you sign up NOW!
2007-06-26 01:14:50 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I am an independent insurance advisor and I dont charge any fee, I can give you quote from scottish widows for your life insurance, if you are interested please get in touch with me at info@mortgagereliefonline .co. uk and I will pass you on my contact details, so we can have a chat about it.
Thanks
2007-06-26 06:07:56 · answer #3 · answered by Damien 1 · 0⤊ 0⤋
This question is asked over and over and over ..
Research questions already asked.
2007-06-26 04:14:46 · answer #4 · answered by Anonymous · 0⤊ 0⤋