See, someone charged $18,000 in my name. Either they got a car loan, or opened up a credit card in my name or something. I don't have a checking account, I don't have a savings account or credit card. I haven't taiken out any kind of loan. So, how do I prove that they opened an account or got a loan in my name? I keep calling the bank that took up the collections. It says it was a balance of $almost $10,000 but that there are interest charges of almost $8,000. Since I hadn't gotten any bills or tried to get a loan or anything I never got a credit report or anything. What if this person forged my name, how would I prove it isn't me? I'm on the phone right now waiting for this bank to answer my call. I have been on hold for almost 2 hours and haven't even spoken to a real person yet! I was on the phone Friday for almost two hours, then I had to go somewhere, I never talked to anyone then either. i'm worried and confused.
2006-09-05
03:46:41
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3 answers
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asked by
Chante M
1
in
Personal Finance