i applied for a loan with campusdoor and my preapproval got denied even with my uncle as a cosigner (who has really good credit and established credit history and great paying job) neither of us could understand why. my credit is somewhat poor, but not life threatening, just an 18 dollar charge off (that i called about yesterday and they said if i send a check for it they'll change it) and a phone account i took out for my mom in my name that she missed a payment on (so its not my debt)
,,,however we thought by having him cosign, it would greatly improve my chances...yesterday i called the 2 negative accounts on my credit report to remove or fix them so hopefully that will help me to get a student loan...what im wondering is should i call campusdoor and ask to speak to someone in charge of issuing the loan so i can explain my credit situation, i dont even mind high rates because i can improve my credit while in school and consolidate when i get out for lower rates...thank you
2006-06-25
02:51:41
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5 answers
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asked by
outofmyhead
1