Personal Finance - February 2007

I feel like I am wasting money on rent payments, but my boyfriend and I do not have a lot in savings. Everything is basically paycheck to paycheck.

2007-02-06 05:43:56 · 7 answers · asked by KB IN HAWAII 1

I have a good credit score number, however, too many open credit cards with good history. Does it matter if I just close them? And what is the best way to close them?

2007-02-06 05:39:50 · 7 answers · asked by Betty 1

what if you are only sending 20.00 a month on some credit cards received letters from collection agency and a threatened letter stating they going to take me to court the first letter i receive? what then? but at least i'm paying something right?

2007-02-06 05:24:04 · 5 answers · asked by krissie 1

I am in a debt settlement program that may affect if I can buy or lease another car. I don't want to end up not being able to finance a car. I have good credit with GMAC; no late or arrears. The car has a good resale value and I probably could get more than I owe.

2007-02-06 05:19:12 · 8 answers · asked by rooty tooty fresh n fruity 1

Can I put money into my IRA at anytime and is there a fee if I need to withdraw? What would be better to save and build money; cd's or IRA?

2007-02-06 05:17:06 · 7 answers · asked by me 2

The situation is as follows. With credit cards my friend is in debt about $20,000. The interest is considerably high. She currently has a mortgage but I am not sure of the specifics. She needs to consolate without touching the home to get the interest down and get one payment. Is this possible or will the house mortgage have to be touched.

2007-02-06 04:52:12 · 2 answers · asked by Miss Need 2 Know 2

2007-02-06 04:34:29 · 4 answers · asked by suzanne c 1

2007-02-06 04:34:22 · 5 answers · asked by Anonymous

2007-02-06 03:47:43 · 1 answers · asked by Dawn D 2

2007-02-06 03:38:33 · 6 answers · asked by sexy sar 1

2007-02-06 02:55:34 · 16 answers · asked by krissie 1

I dont have any bills or anything i have to worry about this money is not needed but i want to use it to help me earn more.

2007-02-06 02:52:21 · 9 answers · asked by GQsmooth 3

2007-02-06 02:50:41 · 2 answers · asked by Mutt 1

I have a loan against my 401 k and am changing job. I can not pay the loan on time before the move. What will happen? Can I pay while working somewhere else with a different 401 k? Suggestions?

2007-02-06 02:45:24 · 3 answers · asked by mnk6 3

Im 24 years old. Ive saved a good amount of money but I also have some debt. I have apx 50k in debt (all my car and student loans, NO credit cards). Ive knocked this down from 65k.

I have apx. 20k in assets. I have about 7.5k in what I call an emergency account, and 3k in a small funds account. I also have a well funded 401k.

Whats my next step? Any extra money I have should i try to knock down my debt, start investing in stocks, or both?

2007-02-06 02:43:38 · 7 answers · asked by ? 3

I just checked my bank account and it says I have a negative balance. I guess what happened was Friday I paid my rent and that next day (Sat.) it had already posted to my checking account. I was supposed to be paid that same Friday as well. My employer was late with our checks and I had to wait until Saturday to get my money, unfortunately by that time it was too late. The rent check had already posted and I did not have enough in the account to cover it. I checked my account today and I have over $200.00 in overdraft fees, and my paycheck still hasn’t posted. So I was being charged on all those little things I purchased like gas, food, etc. If I call my bank and explain what had happened is it possible to have those removed? I bank with Bank one and have never had any other account problems. I though I was ok since I wrote the check Friday and was going to deposit the money on Saturday, but my apartment complex beat me too it.

2007-02-06 02:26:01 · 10 answers · asked by tays232003 3

If so how does it work? I was told that each week you put in $50.00 and each week someone's number gets pulled and they get the "pot".

Please explain if you can

2007-02-06 02:05:57 · 3 answers · asked by Anonymous

I need to connect with the accts. payable dept. I accidentally paid my 3 year magazine twice. My acct# is 1077225397. I would appreciate them re-imbusring me for the 2nd payment of $18.97
jlgalvinsect12@yahoo.com. Linda Galvin

2007-02-06 01:29:11 · 2 answers · asked by jlgalvinsect12 1

I am on a full parenting pension of $1045. per fortnight.Have a part time job ,brings in aprox $400 per month.Just need the loan for urgent furniture as am now full time carer for deceased daughters children(three).
Can anyone help me please.

2007-02-06 01:26:36 · 0 answers · asked by Anonymous

the toolbox takes you through several pension trustee modules

2007-02-06 01:16:28 · 1 answers · asked by Anonymous

2007-02-06 00:09:06 · 4 answers · asked by beat_this_program 1

2007-02-06 00:08:14 · 10 answers · asked by nncywlndr 1

I lost my job awhile back and was unable to keep up with my house payments and now the bank wants to foreclose on my house and the only options I have is come up with 90 thousand dollars to pay the house off, family member buy the house and I rent from them and that cant happen......I started and new job in Nov.of 06 but they want to foreclose on my house..............Please can anyone help me save my house??? I dont want to loose it.....I suffer from Mental Illness (major depression) and thats why I lost my job in the begining......Now I can afford to make my house payments but the bank say its too late to restart making payments.......Please Please help me, I am desprate for help............

2007-02-05 22:27:01 · 2 answers · asked by Anonymous

2007-02-05 22:03:57 · 10 answers · asked by spdury72 1

401k or retirement plan.what is it and how much,if so, the state helps.

2007-02-05 21:06:27 · 7 answers · asked by Maurizio V 2

I’m 30, married with one child, and have been self employed for just over 2 yrs.
I have debt on credit cards, loans and my personal bank accounts are in such a mess.
My wife has smaller amounts of debt. Our house is worth approx 100k and we have a mortgage of about 50k left and a loan secured on the house also. I recent had a tax bill for 10k that I just cant pay and have 14 days to come up with a solution.

I have no idea what to do, but cant borrow any more.

Its affecting my health and putting immense pressure on my wife and child.

If I go bankrupt will I lose the house? We have nothing else of value, no savings.

2007-02-05 20:59:43 · 13 answers · asked by broke_at_30 1

2007-02-05 18:11:55 · 2 answers · asked by beleevinfaeries 1

How did it happen? Did you get it back?

2007-02-05 18:06:24 · 15 answers · asked by rabble rouser 6

Does anyone know which would be the best place to open up an Equity Brokerage and Commodity Brokerage account?

2007-02-05 17:47:34 · 4 answers · asked by mquaranta33 1

I just checked my PayPal and I have 61 cents left. o__O I need suggestions on something to buy..

2007-02-05 17:43:01 · 2 answers · asked by Austin 1