Personal Finance - August 2006

Hello,
I had a cc debt i stopped paying on 10 years ago for 5k, financial difficulties. They called for 3 month after my last payment, but every so once in awhile. i moved to a diffrent state. Now this last month i am getting calls on this demanding 7k for this card and now. I hung up the phone and that was the last time i talked to him in person. He calls from hear on out 3 times a day leaving messages a jail time, fraud ect. He even called my neighbors, relitives and even my grandma, leaving messages ect saying he has a pending law suit on me, or he tells them that i have a case filled agaist me. He left a message just last week telling me if i dont call him he is going to contact the IRS for fraud. I have all of the messages and my relitives to and i talked to a friend and he advised me to pull my credit, so i did and here is a 7k thing in collections for NC recoveries. I bought a house about 2.5 years ago and that was not on there nor the orginal. My fico droped 90pts.

2006-08-28 12:47:29 · 10 answers · asked by Anonymous

Here’s the situation, wife wants to “hide” and protect money set aside for savings and retirement, etc. from husband with major gambling problem. Will having a savings or brokerage account in her name and a daughter’s name only be sufficient to protect from any “legal” proceedings (eg. Divorce, separation) or does the account need to be placed in a living trust or other estate planning tool? This issue seems to me that the money put away constitutes as “community property” in CA. CA is a community and no-fault divorce state.

2006-08-28 11:54:19 · 6 answers · asked by ntoriano 4

2006-08-28 11:37:24 · 0 answers · asked by SONIA J 1

Need to make money from home via the internet. Only real productive actual honest websites. No investments just to make other people money, or, to sell me a product.

2006-08-28 11:24:07 · 0 answers · asked by sals70 2

I have ten categories to file using a system I found in a finance book. They call for 10 manila folders labelled 1 to 10.
1)Giving
2)Savings, Investments
3)Taxes
4)Shelter
5)Household
6)Auto
7)Fun
8)Insurance
9)Debt, Miscellaneous
10)Business Expenses
The materials I have are 24 seperate manila folders alternating in left, middle, and right tabs. 8 left, 8 middle, and 8 right tabbed. I also have one big accordion style folder with 24 seperations, it has all the letters of the alphabet, IJ - PQ - UV - WX and YZ are together. The first half of the accordion style has12 pages which list each of the month of the year, and there is a portion where you can write in your own Tab Name to the right of each folder. But the tabs are Placed in the folder so there'd be no way of writing them in by hand while making them still look neat and organized at the same time. How would you file the ten categories?

2006-08-28 11:21:55 · 11 answers · asked by Answerer 7

2006-08-28 11:12:50 · 4 answers · asked by drew92 1

Wouldn't be better to have a Savings or Checking Account that offers you say, 2% intrest per month?

2006-08-28 10:47:03 · 7 answers · asked by TNA Ambassador 6

If so please give examples. I don't have a clue...

2006-08-28 10:38:58 · 6 answers · asked by Anonymous

I recently recieved $2500. I do not have a car, and I owe $1100 on my credit card. Should I:

1) Pay off my credit card and buy a cheap car
2) Buy a cheap car and invest the rest of the money, using the interest to pay off my credit card
3) Pay off my credit card, and invest the rest of the money, usting the interest to buy a cheap car
4) Invest all of it, and save the interest to pay off my card and buy a car

If you think that I should invest it, please also give me some ideas. Thank you SOOOOO much for all of your help!!

2006-08-28 10:35:26 · 14 answers · asked by Anonymous

any experts on karma out there, how do you get rid of bad karma...

2006-08-28 09:29:21 · 7 answers · asked by Anonymous

2006-08-28 08:42:58 · 12 answers · asked by huesito 3

2006-08-28 08:40:47 · 11 answers · asked by cheri 1

I believe we will go up a tax bracket soon - are expecting as well - need to do some financial planning - wondering if advisors are worth it? Any opnions appreciated!

2006-08-28 06:32:07 · 9 answers · asked by Madcow4694 2

I am called by very pushy people from Barcelona , New York, and Vienna who are aggressive and reckon they can offer me financial advice. These are desperate people, how do I prevent these calls please ?

2006-08-28 06:02:17 · 30 answers · asked by Anonymous

Go to this government website and just type in your last name or even someone you know and look for your name. http://fms.treas.gov/faq/unclaimed.html I found 1600.00 dollars for me. So I just want everyone to know that they may have money waiting for them. Seriously.

2006-08-28 05:25:36 · 6 answers · asked by Brad B 2

2006-08-28 05:10:10 · 11 answers · asked by maramimi 1

i bought this car, it was a little pricey but i needed it for reliable transportation for my job. well, i got the job through a very close relative and it ended up being sort of a scam, i guess he needed to brag about high up in the company he was and could get me a job. well, he got me one alright, for half the pay as promised and even half the work as promised.

unfortuntly i trusted this relative and indulged on a payment which i do not want now, so...what to do now? i would like to get rid of the car, but i owe more money than its worth.

i was thinking of trading it in on a very cheap car and finacing the value loss of my current car, and maybe it would drop the payments by a bunch of money, what you all think?

2006-08-28 04:55:57 · 15 answers · asked by mricon 2

2006-08-28 04:27:11 · 49 answers · asked by batmantis1999 4

need asap

2006-08-28 03:40:06 · 6 answers · asked by Anonymous

My credit card rates are ridiculous. Each time I call the CC company to reduce my rates they always say no.
How do I go about getting them to reduce my rates? What techniques, tips or suggestions do you guys have. Thanks.

2006-08-28 03:35:52 · 5 answers · asked by Tinnaaa 2

2006-08-28 03:20:09 · 5 answers · asked by leo_kumar k 1

the joint account is in three names but the person who dies is the first named and it is in their social security number.

2006-08-28 02:50:02 · 12 answers · asked by margaret k 4

...who voiced the opinion that:

If you took all the wealth in the US and spread it evenly among people, that in two years, the rich would again be rich and the poor would again be poor?

2006-08-28 01:49:09 · 5 answers · asked by finaldx 7

2006-08-28 01:27:54 · 12 answers · asked by christine m 1

I need a loan, emergency. Does anyone know where I can get to borrow the $$ (in Singapore) and able to let me pay monthly? Seriously......

2006-08-28 00:08:13 · 0 answers · asked by Bear 2

i amTrying to open a bank account that will let me pay bills through it and give me a cheque book, but i do not want to pay my salary or a set amount into it each month.

2006-08-27 23:35:00 · 13 answers · asked by Anonymous

surley someone needs more information than a savings account bank details

2006-08-27 22:49:52 · 10 answers · asked by Anonymous

ive been asked to give someone my bank details so they can pay some money in for me is there anyway with this information they could clear my account as you can tell i dont trust them as they have owed me money for a long time

2006-08-27 22:27:33 · 24 answers · asked by Anonymous

2006-08-27 21:12:23 · 6 answers · asked by michael 5

I would move to small town USA, build a country house, support the local community and have weekend trips to europe...

2006-08-27 19:38:43 · 19 answers · asked by Anonymous