Personal Finance - February 2007

2007-02-13 20:39:09 · 7 answers · asked by Anonymous

2007-02-13 20:15:48 · 10 answers · asked by excel 2

Halifax have taken £116.82 out of my ISA Savings Account for no reason whatsoever. Im really crap at confronting people face to face or on the telephone. What shall I do?

2007-02-13 19:43:23 · 17 answers · asked by Anonymous

2007-02-13 19:14:47 · 16 answers · asked by thelost1_2 2

I need to determine the cost basis of one of my stocks for tax purposes and I'm finding it daunting to do this because there were so many reinvestment instances (the shares were in a trust fund under my father's control for most of their life.) Although I do have Fidelity statements, I do not have the original purchase receipt or any of the reinvestment receipts. Is there any way around this headache?

2007-02-13 17:31:47 · 1 answers · asked by dullerd 2

Do you wish you had done something sooner or better when dealing with money?

2007-02-13 17:19:57 · 11 answers · asked by zander1331 3

My husband and I got married at 18 & 21 and we made every bad financial choice you could make. I filed bankruptcy last year and we've been able to make a fresh start. Now I want to do things right and plan for our future. Our credit scores are up, we have most of our bills paid off and we're about to purchase our first home. He's in Iraq right now with the Army and will be home in October, my job while he's gone is to make a plan that we can stick to, and find ways to keep each other motivated to stay on track. Ok, so maybe more info than you needed, but here is my question.
If my husband is 25 now and we start investing $500 per month in an IRA or any other low risk option how much will that be in 40 years when he's 65? I've tried to do the math, but with interest and everything it's confusing and we're far from experts on the subject. We can put away $500 a month and still live comfortably. Or, our savings account through USAA earns 4.8% interest, should I stick with that? Any help?

2007-02-13 17:13:14 · 3 answers · asked by James and Ashley 1

Can anyone educate me on how certified financial planners earn their income? Do they get a commission? How can I be sure if a CFP is a "good" one? I know they have to have so many hours of education every year to keep up with the changes I'm sure, but why would they care if I lose my money or make money. In other words, what's in it for them? Any help would be greatly appreciated. Thanks !

2007-02-13 16:58:15 · 3 answers · asked by vik 3

2007-02-13 16:14:36 · 6 answers · asked by zander1331 3

2007-02-13 15:19:23 · 4 answers · asked by Anonymous

Hypothetically speaking, say I have $300,000 in my 401K and $200,000 in my Annuity Plan. How do I determine how much money I will receive monthly once I retire? I'm 65 years old.

2007-02-13 15:02:18 · 2 answers · asked by Nezz 2

One person has sent me a cashier's check (Rocky mountain credit union 8645 hufline lane- Bozeman, MT 59718). But he has misspelled my name on it. Coz of my fault. So question is can i claim that check. The name on that check is not my name.

2007-02-13 15:00:23 · 4 answers · asked by fucker 2

How old do you have to be before you have to buy a bank bond?
How much can you buy?
How much does it cost?
How long do you have to wait?

2007-02-13 14:30:48 · 1 answers · asked by t(-_-)y 3

My partner would like to set up an anonymous and secure Internet Bank account. He'd rather not use PayPal. Any suggestions?

2007-02-13 14:27:20 · 3 answers · asked by mattysensei 1

2007-02-13 14:05:41 · 4 answers · asked by broken14us 2

Using a regular bank or Western Union can cost alot. Does anybody have any other ideas?

2007-02-13 13:49:04 · 1 answers · asked by super saiyan 3 6

he has a huge debt from his divorce(he chose to give her everything) now i have never been married and saved all my life(36 yrs) and have about 100k.he asked me awhile ago to pay of his debt and i said no and i thought he was ok with it but things have never been the same.he makes digs like"no one ever helped me out i have to take care of myself" i think it was great of him to give his exwife everything for their son but i should not have to "clean up the mess"so to say.am i wrong?

2007-02-13 12:57:27 · 15 answers · asked by doglovers67 1

I also have an almost paid for apartment in London.

2007-02-13 12:44:03 · 15 answers · asked by figo 1

in the kalamazoo areaor battle creek area just to find out what options i have and what route to takeas far as my future

2007-02-13 12:28:15 · 5 answers · asked by $$Domo$$ 1

my wife has a family emergency. her nephew was in a bad accident and they dont have health insurance.

2007-02-13 11:35:02 · 3 answers · asked by Alex 1

... I don't have social security number yet? I'm CURRENTLY undergoing residency and that might take quite some time but I'm also a college student. Is there any bank out there that have programs for college students like us? A friend of mine mentioned Wells Fargo had something like it but I'm not sure... any suggestions?

2007-02-13 11:24:12 · 3 answers · asked by Erick 1

I have told them am not in touch with her. They continue tokeep calling. Help

2007-02-13 11:24:08 · 7 answers · asked by Doreta P 1

Do you wish you had done something sooner or better when dealing with money?

2007-02-13 10:19:07 · 7 answers · asked by zander1331 3

My fiancee was ripped of by his x and is now paying her debts. He cannot get a bank account and is black listed. when i marry him is this gonna affect my credit rating as mine is fine

2007-02-13 10:00:12 · 10 answers · asked by clare 2

What are some of the most important things you've learned in life about money that you can share?

2007-02-13 09:34:27 · 10 answers · asked by zander1331 3

2007-02-13 09:32:07 · 7 answers · asked by JOHN P 1

my hubby and I just got married and my score is TERRIBLE. We are talking like 350. His is 647, so were are thinking of just sending him to the bank. Will that work or will we have to apply together? And can someone get a home loan with a score of 647?

2007-02-13 08:57:26 · 8 answers · asked by larann78 2

So The current exchange rate is $34 Thai Baht for every US dollar. I bank with US Bank and they use Travelex for converting money and they only give me $30 dollars. I have a friend at BOA who says I can get $31 dollars for every US dollar. HOW can I get the actual exchange rate? Should I just transfer a little of it now and do the rest once I am in Bangkok next month? Or should I just take this loss and convert it all here.
Thanks for your help

2007-02-13 08:42:21 · 2 answers · asked by ncblkgy 3

Should a teen have a certain amount saved up? What should be some short and long term goals?

2007-02-13 08:40:41 · 9 answers · asked by zander1331 3

Is it American to do this? I know where I would do my banking real quick, huh?

2007-02-13 08:22:21 · 4 answers · asked by zeepogee 3