Personal Finance - January 2007

I have a personal check that I would really like to cash tomorrow. I know that since it is MLK day, banks won't be open.. but I'm wondering if there's anywhere else I can do it? Will check cashing services be closed because the banks aren't open?

And since I've never gone to a check cashing place before, are they okay to use? Do I need anything besides the check and my ID?

2007-01-14 15:26:44 · 8 answers · asked by Delvala 5

Had 3 husbands, finished a bankruptcy, started my own business but due to the holidays, tax season and a project that did not pay, I am in dire need of financial assistance to maintain my monthly household expenses. Can anyone suggest what I can do or where I can go for assistance?

2007-01-14 15:14:40 · 9 answers · asked by bajllc 2

It seems to me that even though I've been working harder with more hours, my disposible income is becoming tighter. Does this seem to be the trend for anyone else? What can we do about it?

2007-01-14 14:59:59 · 6 answers · asked by civicsound 3

I need to have new jewelleries made and sell my old ones. Who (name and address of shop if possible) would buy these old ones purely for its gold content?

2007-01-14 14:44:51 · 4 answers · asked by Prav 4

2007-01-14 14:42:05 · 5 answers · asked by Anonymous

Since the FDIC only insured up to $500,000, how would you distribute the money safely? Would you open 80 accounts across multiple banks? Please let me know because I plan on winning the lottery soon. Thanks.

2007-01-14 14:02:49 · 12 answers · asked by napsterator 2

Hi, just wondered if anyone had any information regarding the following, someone I know quite well - their only income is benefits which are put straight into their bank account. However, the bank keeps charging them and they are losing almost half of their money, it spiralled as one charge meant they couldnt repay that and the item which bounced, bla bla bla, basically, i am sure i read somewhere that it is illegal for the banks to take benefit money, can anyone point me in the right direction as to where i can find this information, i have looked, to no avail. Many thanks

2007-01-14 13:37:40 · 11 answers · asked by Please help 1

2007-01-14 13:05:25 · 8 answers · asked by sylvia1520 2

Currently my job pays me just above minimum wage and even though I'm living with other people it's hard to keep my head above debt with the few bills I have. My job is so back breaking and underpayed that the goals I had for myself feel like they're slipping away. I wanted to get a Class A CDL and make a better pay check and also go to college but I've been doing the math and with bills to pay and very little reserve I don't think I'll reach $1,000,000 US dollars in the next 20 years.. hell I can't even keep $20 in my bank account right now. How do I reach my goal? Surely by working pay check to pay check I'll have nothing in the future so what can I do? Should I start my own business or learn about the stock market? Thank you for any advice.

2007-01-14 12:51:04 · 6 answers · asked by Anonymous

i am in so much debt built up over years i just wanna clean start can someone help,

2007-01-14 12:15:38 · 4 answers · asked by PETER J 3

2007-01-14 11:44:31 · 8 answers · asked by vanessa 1

My husband and I are trying to build a comfortable nest egg for the purchase of a home, vacation, major emergency, etc.

Right now, the bill are paid and there's a bit left over for lesiure money each month. We have been trying to put $500 aside (combined) each month. I feel like I have already cut everything we can to save, but if anyone has something to add, we appreciate it.
*Shop for only sale items, use coupons, buy store brands
*Decrease withholding so tax payments even out
*Take side jobs when possible
*Make coffee/tea instead of buying

Anything you can add is great....thank you

2007-01-14 11:40:46 · 8 answers · asked by Anonymous

2007-01-14 11:32:43 · 3 answers · asked by Anonymous

im 15 and i need my workin papers. i kno i need my social security but i dont kno how 2 get my birth certificate

2007-01-14 11:10:34 · 20 answers · asked by my homies call me reem 2

By age 35 how much money should I have in my retirement account?

2007-01-14 10:48:56 · 10 answers · asked by Anonymous

phrase from decades ago - from some midwest or east coast city - for holding a wad of bills with $1s on the outside to make it look like it's more?

2007-01-14 10:44:38 · 15 answers · asked by liz 1

The company I work for froze our pension. I have a 401k with a decent company match. I add to my savings every week, but with nothing more being added to my retirement. I was thinking about reducing the amount I put into the savings and starting an IRA. Can you add to an IRA on a weekly basis? Is this the best way to supplement my retirement?

2007-01-14 10:43:47 · 5 answers · asked by zart 2

2007-01-14 10:19:59 · 8 answers · asked by Anonymous

my credit is shot..Im willing to put the hours in

2007-01-14 10:12:41 · 4 answers · asked by diamnrough 1

2007-01-14 10:12:22 · 5 answers · asked by anonymousyahoodude 4

I HAVE WORK WITH MY HUSBAND FOR OVER 34 YEARS AND WE HAVE BEEN MARRIED FOR 35 YEASRS. MY HUSBAND COMES FROM THE OLD COUNTRY AND THINKS THAT EVERY THING IS HIS. I HAVE NO S.S. POINTS BECAUSE I HAVE WORKED FOR HIM ALL THESE YEAR. BUSINESS IS UNDER HIS NAME, IN FACT EVERY THING IS IN HIS NAME AND I'M SCARED.
HE TELLS ME NOT TO WORRY, HE WILL TAKE CARE OF ME.
JUST SO MANY THINGS CAN HAPPEN. WHAT CAN I DO?
I JUST DO NOT KNOW?

2007-01-14 09:59:37 · 4 answers · asked by mother 1

2007-01-14 09:34:41 · 7 answers · asked by chosies1979 2

2007-01-14 08:49:15 · 5 answers · asked by Anonymous

I came across a penny that, instead of the Lincoln memorial, has "one cent" printed on the back. It's in very good condition, but it's year is 1956, which makes me doubt it's worth much. I was just curious if it had any special value other than one cent, of course.

2007-01-14 08:38:55 · 4 answers · asked by Anonymous

If my bank account is overdrafted all the time, do i get a bad credit?

2007-01-14 08:36:12 · 6 answers · asked by JustWonder 2

I am living on my own and I am disabled. I live off of social security. My bills are piling up and I do not see any end in sight. My health is getting worse with these extra worries. How do I go about getting my bills paid. I want to pay them, but I get one check a month and it only goes so far. With the late fees I am always behind. Example: I have a credit card. I only owed $90 on it. Now with the late fees I owe $150 on it. Please help!!!! No bad comments please.

2007-01-14 07:55:52 · 8 answers · asked by Spuds 2

What are some of the top financial & investment programs to watch on TV these days, currently I watch Suze Orman on CNBC a lot but i was wondering what other shows are good to Tivo?

2007-01-14 07:18:12 · 3 answers · asked by Colbertf 2

Like 90% of Americans, I life Paycheck-To-Paycheck. Little or no savings and if an emergency expense come up, I'm devasted. I just received a $500 bonus from work and I want to it to change my life (far fetched, I know). But what would YOU do, have you DONE, with an extra $500?

2007-01-14 07:05:21 · 3 answers · asked by theevillink 4

2007-01-14 06:51:21 · 3 answers · asked by terrydhoward 1

2007-01-14 06:38:21 · 2 answers · asked by chrys w 2