Insurance

Terms like HA-6,HA-300 IL, HA-32, HA-406, HO-827, 56432 and there's more. Are these "Policy Forms and Endorsements" specific to Travelers Insurance or are they used industry-wide? There must be a site that explains them. (I hope)

2006-09-23 15:40:35 · 7 answers · asked by DANIEL R T 2

This seems ironic for me?

I saw a commercial that offers Life Insurance for your child. The price is cheap. Anywhere from $1.00 a month to $5.00 a month.

If your child dies, then the beneficiary will recieve a lump sum, like $$50,000.00. So where does the protection for that child take play? In all respect, the child is dead and doesn't need cash, and the beneficiary becomes richer.

Yeah, it will help pay for funeral costs, but at a time of grieving, funeral costs are not important. People manage to get the money regardless.

2006-09-23 01:55:13 · 14 answers · asked by Anonymous

The one thing everyone is warning me about is the high cost of insuranse. Obviously this would put a halt to my plan and I need to know where to start gathering liability facts. The business is a sort of indoor play ground for toddlers, where parents can have a place to mingle with other parents while the kids play. I'd like to set it up where the parent would be responsible for watching their own children. Help!!
Thanks

2006-09-22 23:17:42 · 7 answers · asked by ceci 1

[Health Insurance] I dont exactly understand how both the terms apply to my expenses towards a medical care. I am talking about Physican and Hospital Services in particular, rather than Preventive Care.

2006-09-22 21:47:52 · 7 answers · asked by piyushpatidar 2

Anyone feel really good about their Auto and Home insurance combo? Any recommendations?

2006-09-22 14:34:31 · 8 answers · asked by JR 4

in regards to life insurance?

2006-09-22 13:17:19 · 8 answers · asked by justsomedumbgirl 3

I recently had a burgulary at my home and filed a claim with my insurance company. I thought my laptop was stolen and gave them the serial number for it to be replaced. They have replaced it but my sister recently admitted to me that she actually BORROWED my laptop. If I were to take my laptop in for service, would they run the serial number and think that it has been stolen. FYI--I did not report the serial number to the local police. So my question is; Did the insurance company report it to the police or do they report it to some kind of national database? I would like to keep both laptops.

2006-09-22 12:57:40 · 4 answers · asked by Nicole P 3

shortly after purchasing disability ins. i was diagnosed with testicular and lymphatic cancer that was very aggressive. while in chemotherapy I contacted the insurance co. to claim. I was totally involved in staying alive long enough to beat this cancer and was obviously seriously unable to keep track of finances and such. My wife did not realize this was one of the few things we had any coverage for and therefor did not deal with it. It has been almost two years and i just recently realized we had not recieved any benifits from this insurance during my year long fight with cancer. what can i do to get them to pay? The insurance was purchased with the mortgage and I thought that even though the claim is made that the insurance is a seperate issue the mortgage company is the legal servicer of all matters on the mortgage, such as ins. taxes if there is an escrow acct. etc.?

2006-09-22 12:33:19 · 3 answers · asked by avatar2068 3

What do they do? How are they regulated

2006-09-22 11:52:34 · 2 answers · asked by mrs. c 1

2006-09-21 21:06:31 · 2 answers · asked by flyerave 3

2006-09-21 18:54:37 · 7 answers · asked by kartheek r 1

.I dont have any insurance and i had to go to the hospital I can not pay this bill it is to much for me to pay . Please help me pay my bill I need to know if the goverment can help me pay this bill .I dont get any help from the state and iam a single mother that is married but seaperated can the goverment help me in any way please tell me ASAP .The bill is $6,995

2006-09-21 17:38:05 · 8 answers · asked by Anonymous

I'm trying to shop for insurance companies that are reliable and offer good deals for a family plan covering house and several cars? Any recommendations?

2006-09-21 16:13:56 · 8 answers · asked by Sisi 1

I need to know if I can sell all or part of my scheduled settlement and not touch my medical part of the award of this lawsuit?

2006-09-21 12:33:31 · 2 answers · asked by Anonymous

2006-09-21 10:05:32 · 7 answers · asked by Anonymous

who has the best coverage with low or no dedectible

2006-09-21 08:43:34 · 6 answers · asked by Scanless1999 3

2006-09-21 08:30:51 · 8 answers · asked by pshrpug 1

2006-09-21 08:29:38 · 11 answers · asked by fgfdsg f 1

My husband and I were buying a home contract for deed. While living there we had to carry home owners insurance. In our contract it stated that the seller must cut down a tree that was in the front yard and we were not responsible for any damages caused by the tree untill this was done. The tree was dying and had caused damage to a neighbors home. In july of this year we ended the contract and moved. 11 days after we moved a storm came through and knocked the tree down causing extensive damage to the house. Our homeowners policy had not run out yet. We had no idea any damage had been done until yesterday when we received a check from the insurance company for almost $4000. We did not file a claim, the mortgage company did not file a claim. They just sent an adjuster out on their own because a lot of homes had been damaged that day. Can we keep the money? I have spoken with the insurance company and they know we no loger live there. The check is made out to us... contuined..

2006-09-21 06:21:34 · 11 answers · asked by Anonymous

encouragement PLEASE!?
I’m 41 as of Sept.16th. (Happy b-day to me) out of work, no inc.getting ready 2 tack G.E.D.test, have to put my 80y.o.mother into a home do to alzheimer's, two mounts behind on rent. I have a 7 y.o.girl and a 4-y.o.boy.last night at 2:30a my wife told me, one more is on the way. Were happy but im starting to panick.i need some pen pals to chat with to. Just to vent. I know God is in control. Pray for my wife and I.

2006-09-21 05:22:16 · 3 answers · asked by bbbyrk 2

this happened in march 2006 and i am still making payments -help

2006-09-21 05:04:53 · 23 answers · asked by sandra b 1

I'm trying to buy $250K of coverage against an event that is known to occur with 10% probability. Thus, the expected value of this insurance is $25K. I'm getting a quoted insurance premium of $57K, although I am told that this is negotiable, but I should provide an offer. What's a reasonable risk premium for an insurance company to charge?

2006-09-21 03:27:44 · 6 answers · asked by Vacas Mugen 2

The insurance company paid on a claim and issued the check to the insured party and the lein holder (A Credit Union). When the insured party presented the check to be cashed the lein holder refused to cash the check until the repairs were completed to the car. The claim check included personal property loss as well as the damage to the car. Question does the lien holder(the credit union) have the right to hold the funds that have been paid? This is limiting the utilization of the funds and also depriving the insured of replacing personal loss that was also included in the claim. If the check is issued and it reads "Pay to the order of Mr.B(the insured) AND The Credit Union (The lein holder)" and the account is not in default, how can the insured receive his claim? And does the credit union have any claim to the funds issued?

2006-09-20 20:47:59 · 5 answers · asked by iamljw4evr 1

want to know different plans and programmes

2006-09-20 20:21:36 · 6 answers · asked by Sonu 2

It would seem a wise business decision to my way of thinking.

Well, ARE YOU ???

2006-09-20 19:40:39 · 14 answers · asked by Anonymous

i have life insurance for the past 15 yrs and am being sold endowment insurance along with it

2006-09-20 13:00:57 · 2 answers · asked by unsure 1

2006-09-20 12:56:21 · 8 answers · asked by Anonymous

I need to share my story or and post my opinion/review to caution others who have used or who are thinking about using my homeowner Insurance company and the contractor that they use. Both put me and continue to put me through hell.

2006-09-20 10:52:04 · 3 answers · asked by razorlox 1

Whole life cost more, but with Term I could cut that in half and invest the other portion of the payment...it's a good idea eh?

2006-09-20 09:49:03 · 13 answers · asked by Anonymous

He is not on the house, only my name is on the house and my name is on the insurance.

2006-09-20 09:33:34 · 5 answers · asked by ads_ags 1