I didnt even know that I had a default. I've alwasy managed to get credit without a problem, and paid the majority of these off as my husband and I were looking to buy a house.
We finally found one (an ex-MOD house we were going to buy through a company - they were going to pay the deposit, legal fees, survey costs - fantastic!). we got approved for the mortgge, but when the application went through it came back with this default (about £2000 owing on a credit file, I have an agreement with them, it seems I missed a payment almost 3 years ago when I was moving and I didnt get a letter about the default. despite continuing with the agreement to pay the amount back, they wont remove it from my file).
can I get a mortgage anywhere?!?! with any company?!?!?!
we've got a baby on the way so are desperate to own a house before he/she is born.
I dont have the money to pay the company off in full as this will be going towards moving costs.
2006-07-14
00:05:31
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4 answers
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asked by
Amanda L
2
in
Personal Finance