I have just been contacted by a firm of debt collectors who say they are acting on behalf of the Motor Insurance Bureau.
They say I had an accident 5 years ago, gave my details & that I have since been chased to provide proof of insurance. Although they have given me the correct make, model & reg of the car I owned then, the date they say I had an accident the car was off the road, garaged with a snapped cam belt - couldn't afford the repairs. The address they say I gave was an old address so this is the 1st time I have been contacted and the 1st time I am aware of anyone chasing me.
I have had no accident in the past 5 years insured, let alone uninsured. Where do I stand? The car had been offroad some months, not drivable, not insured. The firm is threatening all sorts & says the onus is on me to prove (5 yrs on) that it wasn't me. Debt collector is trying to serve me a Statutory Demand (?) and has mentioned bankruptcy in their letter. Am really worried & welcome any advice.
2007-03-29
00:01:37
·
14 answers
·
asked by
Claire G
1
in
Insurance & Registration