do you think they will be understanding about this, the letter is dated june 28 th
2006-07-01 12:42:28 · 13 answers · asked by Anonymous in Health ➔ Other - Health
ba***rds charging me tota lof ,,,,,,,,,,,,,,,,,£82
2006-07-06 09:27:34 · update #1
This makes my blood boil as banks have got enough, i was in a simular situation wrote a letter and they did refund it back, so maybe you should write a letter and explain your situation.
Good luck
2006-07-01 12:47:28 · answer #1 · answered by Anonymous · 1⤊ 0⤋
If you are not in the habit of going overdrawn then at the discretion of the bank manager they can and probably will drop the charges, make an appointment to see them and explain you weere in hospital and ask them if they can on this occasion wipe them.
they will more than likely say yes but warn you if it happens again they will not wipe them.
charges are meant as a deterent so learn from this and all should be fine
2006-07-02 10:05:18 · answer #2 · answered by patricia 2 · 0⤊ 0⤋
Recent events mean you can demand these charges be refunded as they are deemed too high.
£30 is a penalty fee and exceeds the cost to the bank of administering your account. This is illegal, so if they refuse to refund then issue a small claims court action against them. Many have already done this and they have all had their money returned to them before it got to court.
http://www.bankcharges.info/ will tell you more including letter templates to use.
2006-07-01 19:09:46 · answer #3 · answered by 'Dr Greene' 7 · 0⤊ 0⤋
depends on your bank
contact them asap and if needed be prepared to give proof of your time in hospital
assuming you dont usually go overdrawn some banks may be helpful
if you get no joy with your local branch try head office then the banking ombudsman
good luck
hope you are feeling better
2006-07-01 19:39:29 · answer #4 · answered by mumoftheyear 3 · 0⤊ 0⤋
i sent my bank 2 emails,about my bank charges,and told them that i wasn't happy with the way they treat people in trouble.and i was going to take things further in the small claims court,and 5 days later i was £125 in credit.and don't be put off with there first response they always say no.keep going.the last thing they want is court.good luck
2006-07-01 20:27:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Yes, usually if you go in and explain the circumstances they are quite good about dropping the overdrawn charges.
2006-07-02 02:52:40 · answer #6 · answered by Alicia W 1 · 0⤊ 0⤋
Depends on how long you have been with your bank and your past record. If it is a good one they will take that into account. Ask you have nothing to lose.
2006-07-01 12:53:16 · answer #7 · answered by darren_hill_2000 2 · 0⤊ 0⤋
they WILL refund you, go into your bank with evidence that you werei n hospital and talk to the manager face to face, I worked in a bank and know for a fact that they have discression on these things
2006-07-01 12:53:15 · answer #8 · answered by DonnaDoop 4 · 0⤊ 0⤋
Would you have been OK with the bank stopping paying you interest on any savings whilst you were in hospital? Its not their fault you were in there is it?
2006-07-07 05:20:12 · answer #9 · answered by Anonymous · 0⤊ 0⤋
they might , but you will probably need to get a letter or something from the hospital to prove you were there
2006-07-01 12:48:01 · answer #10 · answered by jackie 3 · 0⤊ 0⤋