What is the best credit card to get?

Question

I have been working my butt off to try to find a good credit card with high rewards.

Surprisingly it's tough to find a good one to use toward a car rebate; apparently car manufacturers have been staying away from or abandoning that trend. It seems like a great idea though -- the only way the person would use the points would be if the person buys one of their cars. Quite a good deal I would think, but they don't seem to agree.

So what is out there? I know we can use a GM card to save a little on a GM car, but the amount we may use varies from vehicle to vehicle and typically seems like a small allowable amount. Perhaps we might as well forget the whole thing and buy a Honda every 5-10 years or so?

Answer 1

NO ANNUAL FEE! That is the most important. From there you just want one that has a good interest rate. No credit card is the best but obviously that avoids your question.

Answer 2

None.

You can get points through a debit card. My bank uses the Visa rewards system with my Visa debit card. I get 1 point for every $4 spent. Yes, it is not as many points as credit cards (like 1 point per $1), but I'm not going into debt either.

If you must, don't get an annual fee and go for a low interest rate.

Answer 3

Commerce Bank, 888 751 9000. They offer a no fee credit card( except for interest).
3 points for every 1$ spent.

Answer 4

I hear there is a web site called "CREDIT CARD.COM" where you can compare the different feature each credit card is offering: i.e. no annual fee. etc.