My son, driving like an idiot went off the road totaled his car. He ia aged 19 almost 20 still lives at home. He carries his own auto insurance. Just liability. He has absolutely no medcial coverage of his own, only mine from my employer. However, there is a high $3000 deductible.
On the night of the accident, I dpicked him up and drove him to the ER. I checked him in and gave the hospital lady my insurance info, etc, etc. When the bills come rollin in, are they going to be in his name only? I do not wish to pay his medical as he caused this by being stupid. I want him to lear a lesson, that driving stupid, costs. However, since I signed him and he lives at home, will the hospital somehow hold me responsible for those bills?
2007-12-23 16:27:56 · 16 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
At 19 He alone would be held responsible unless you Foolishly signed his admission papers at the hospital. if you did they can hold you responsible if he does not have the ability to pay
2007-12-24 04:04:34 · answer #1 · answered by cblack6540 5 · 0⤊ 0⤋
The medical insurance from your employer should pay most of the bills, except the $3000 deductible and whatever his auto insurance pays. The pays whatever medical bills the insurance does not pay, including the $3000 deductible, and pays for the damage to the car.
2007-12-24 08:09:47 · answer #2 · answered by StephenWeinstein 7 · 0⤊ 0⤋
If you signed as the "responsible party", you accepted responsibility for his medical bills. If that's the case, you will have to pay them. A $3000 deductible is less than 1 day in a hospital, submit it to your insurance.
2007-12-24 03:51:39 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Better read the paperwork you signed at the ER -- YOU are going to be held responsible for all of his medical bills, dude.
I suggest you sell his CAR to cover the medical bills. Lesson learned, probably a life saved in the process.
2007-12-24 08:17:44 · answer #4 · answered by Anonymous · 1⤊ 0⤋
If he cant work how can he pay the rent unless you plan to pay his rent. I think he should be committed, not living alone in an apartment. That sounds like a lost cause. If you co-sign the lease you ARE financially responsible. Thats what the purpose is. If he is indigent and on Medicaid, he should apply to the state for In Home Support Services. They may pay for a caregiver.
2016-05-26 02:22:36 · answer #5 · answered by janell 3 · 0⤊ 0⤋
You signed so you are responsible. Guess the table were turned and you are the one that ended up learning a lesson. Make him pay you back, either in monthly installments or however he gets paid. And don't help him get another auto, or give him rides to work, he can walk now or take the bus.
2007-12-23 16:39:43 · answer #6 · answered by Ms. Angel.. 7 · 5⤊ 0⤋
Ultimately he is responsible for whatever insurance doesn't pay, and that includes the $3000 deductible.
2007-12-25 13:46:16 · answer #7 · answered by bundysmom 6 · 0⤊ 0⤋
If you signed for him, you are responsible. He might be able to get some of the bill paid by your auto insurance.
2007-12-23 16:36:56 · answer #8 · answered by doglover 5 · 1⤊ 0⤋
The piece of paper they hand you actually says "responsible party" for the bill. If you signed it instead of him, you are responsible. Hope you can get him to pay you back so he can learn his lesson.
2007-12-23 16:49:17 · answer #9 · answered by Over The Rainbow 5 · 3⤊ 0⤋
If you signed for financial responsibility with those papers, then you AGREED to pay any medical costs he incurred. If you did NOT sign financial responsibility, then HE is on the hook for them.
So . . was one of those papers you signed, agreeing to pay his medical costs? Only you know!!
2007-12-24 07:04:07 · answer #10 · answered by Anonymous 7 · 0⤊ 0⤋