Time Warner Cable Bill Collections?

Question

I pulled up my free annual credit report and noticed a collection agency listed for about $400. I called about it and it is for Time Warner Cable. When I moved out of my old apartment and cancelled service they told me to leave my DVR box with the leasing office and they would pick it up. Well apparently they didnt or did not give me credit for returning it and charged me over $400 for the equipment that I did not return.

Does anyone have experience on this happening before? What are the chances of the credit agency negotiating a settlement for less than $400? Or am I stuck here?

Answer 1

I doubt Verizon will credit you the amount - they were within their rights to charge you as it was your responsibility to return the equipment and you did not. Your argument is with the leasing company - you can try to contact them to see if they would accept some or all of the charge, as you can claim they accepted responsibility for returning the box when they accepted it. It's worth a shot, but it is a long shot.

Answer 2

I've had clients who've had this happen and it's a total moot point to argue with the cable company.
The fact they will argue is that you didn't personally turn in the equipment...when you first signed the contract with them, you were agreeing that it's your responsibility to make sure they receive the box when you are finished - not the responsibility of the leasing office. (In the future, ALWAYS take the equipment in yourself and ask for a receipt as proof that it was returned....it's the only way to protect yourself).
Any-who, you are pretty much stuck here as far as asking for the debt to be removed. That isn't likely to happen. You can always try to settle for less than what you owe - from a collector's standpoint, money is better than no money....just make sure you have the money in a lump sum when you try to negotiate for less than the $400. They'll want the money w/in 7-10 days.
I hope that helps!

Answer 3

Time Warner bought the debt to the sequence corporation, who suggested the debt to the credit bureau. you basically might desire to handle the sequence corporation now. deliver them a letter soliciting for a pay for delete -- you pay x and that they get rid of the object out of your credit report. specially point out which you're no longer acknowledging this debt yet making the furnish to expedite removing out of your credit report. Ask that a approved agent of the sequence corporation sign and retun a replica of your letter, indicating popularity of your furnish. once you get the signed reproduction, deliver them a money order. do no longer supply them direct get entry to on your financial company account. With a 5 three hundred and sixty 5 days previous bill, furnish them 10%. they might counter furnish yet do no longer pay extra advantageous than 25%. A 5 three hundred and sixty 5 days previous debt isn't hurting your score than plenty and it's going to age off in yet another 2 years.