I got in a car accident and I do not want to take my car to a crappy shop for my bumper to be fixed. It will be around $1,000 at my place of choice but I'm nervous the insurance company will low ball me. Can I negotiate with them?
2007-12-18 11:20:52 · 4 answers · asked by bbchase81 1 in Cars & Transportation ➔ Insurance & Registration
It's kind of hard to negotiate property damage.
It's either damaged or it's not.
The insurance company will write an estimate to repair the car. We don't "low ball". We write an estimate to repair the damage as we see it. Some of my estimates are higher than the shop (b/c the shop missed something and I saw it) and some are lower. The prices in my estimating program are set on the market - I don't get to make those up.
You can take the car to the shop of your choice. Some insurance companies have a direct repair program where the insurance company will guarantee the repairs. It's a really easy way to get the car repaired -if you choose to do it.
When you take the car to the shop- give them a copy of the insurance company estimate. If the adjuster missed something -the shop will call the adjuster and let them know . The shop will submit a supplement.
Some damage can't be seen until the car is torn down. If the shop tears the car down and finds additional damage - they will call the adjuster and submit a supplement.
2007-12-18 11:47:24 · answer #1 · answered by Boots 7 · 0⤊ 0⤋
Yes, tho a reputable shop will negotiate with the adjuster for you. The best shops get low balled too. Who makes out... insurance companies...
2007-12-18 11:33:03 · answer #2 · answered by Dr. AssWhole 4 · 0⤊ 1⤋
The parts usually isn't the problem, it's the labor.
Just find out what they want to do before you assume the insurance company will lowball and screw you.
2007-12-18 11:29:11 · answer #3 · answered by Baron_von_Party 6 · 0⤊ 0⤋
yes u may
2007-12-18 12:03:44 · answer #4 · answered by J MONEY! 4 · 0⤊ 0⤋