hey where can a woman truck driver go to get a loan to purchase the truck that i leasing right now?

Question

i driving now but i want the truck am in cause only cost me half of what a new would also its a 06 so when i buy it its will only 2 yrs old

Answer 1

Talk to your Trucking Co., ask them who does truck financing in your area. OR go ask at the truck dealership nearest where you live. OR call the Owner Operators Independant Drivers Association, more commonly known as OOIDA, in Grain Valley,MO. 1-800-444-5791

Answer 2

try a bank.. no loan place your interest will be to high.. the problem with a owner operator is most of the time depending on the price and your down payment.. is you will have high payments.. some owners i know pay 1.500 a month or even 3000 a month because banks want a short term loan.. and the insurance will kill you if the company doest cover it.. and then you have the cost of fuel and repairs.. tires are about 1000 a piece.. we have a tractor sitting in owner back yard.. but there is no payments on it and we own it .. but its older.. its kinda like a big lawn ornament.. because of the cost of running it.. but in your case i guess if you make a comitment like a marrage you can be sucsessful.. i hope you got a good credit rating!

Answer 3

How about the same finance company or bank that is leasing the truck to you? Most finance companies or banks that provide leases also do loans. If not, the lease company can tell you where you can get a loan.

Answer 4

When the lease is three quarters up to date ask for an appointment and tell manager or salesman what you want to do and thats to buy the truck see what happens .Otherwise you have to wait till end of lease and purchase it then....

Answer 5

depending on the kind of truck try a dealership my husband and i were trying to buy one and like to have never got financing so we ended up at the international dealership in charlotte nc were refused twice there but they go thru navistar and if you got descent credit dont have to be perfect they will finance you. it was getting so late in the year we decided to wait and just pay cash for used in march, also go to cdlofit.com there are lots of drivers there who can help you - its a free website where truckers get together and talk about all diffrent things and no smutty stuff either its from the open road channel on xm look for me on there child4jc74

Answer 6

If you don't have a long term relationship with a bank or two, you are long overdue to start one. Banks that know you as a regular long term customer are far more likely to work with you to ensure you get a reasonable fair deal. Most post their rates and I've found if I call two or three banks and ask one to match another offer they can be made to drop an extra quarter percent sometimes if you ask nicely.

Answer 7

not all. this is a loopy tale a pair of truck driving force returned interior the overdue 70's. My suitable pal (who has exceeded) replaced into happening a visit and that they stopped at a relax end to envision the map. My pal instructed her sister to bypass ask the truck driving force over there and notice if he knew which direction to take. She went over there and got here returned working along with her mouth open. She suggested the guy swung around interior the seat to envision the map and he replaced into in his birthday greater healthful. to not say all of them are yet I laughed whilst she instructed me.

Answer 8

Go to a specialist loan office that handles OO ( Owner/Operator ) accounts...

The company that leases may be able to help you set this up, or you can look independently....

Answer 9

good credit etc ?? the associates are good, been truck loans since the 70's..your own local bank, since you have a account and history there,, also the mfg or that model should have a program good luck!

Answer 10

Lenders are in the business of making money, not repressing women. If they assess that you have the ability and the willingness to repay they loan they will lend you the money--without regard to gender.