Im 20 yrs old and asking my girl of three yrs to marry me but its going to be a long term engagement.?

Question

I work at zales and were both full time students and part time workers, Im going to ask her sometime soon and I dnt know which diamond to get her either the one thats 1ct about $2000 but really isnt that nice but the price isn t bad or the beautiful 1ct sI2 for $3200. Keep in mind full time students I have some good money coming in I just like being good with my money. I just want to give her the perfect one because she is kind of sentimental girl. Plz serious answers thank you all.

Its not that I want to get a larger one because shes a small little girl and her fingers are small so 1ct center stone is perfect. Just the clearity on the cheaper one is really not that great.

I already have the mounting im just getting the loose diamond now she picked out the ring but doesnt know shes getting it.

My parents and her family are all up for it so thats not an issue. And my girl just cant wait to get engaged, she talks to her sis and mom and my mom about all the time.

VANESSA ur an idiot just because ur spending 7k on a ring doesnt mean its going to be nice i work for zales and umm I get discounts tard its a 6500 diamond and a SI2 and G in color its beautiful know ur facts beofre u talk thank u .

Answer 1

this is obvious, get the nicer one. She is going to be wearing it her whole life - make sure its a ring she is going to be proud of wearing.

Answer 2

I get where you're coming from, my fiance and I are also having a long engagement ( to finish school )

Personally, as a woman, I would not care what ring I got...the meaning behind the ring is more important...

I'd get her the 1ct. With small fingers, that would look best (plus, not be too "bulky" for her to work with).

I don't know Zales policies that well, but is it possible you can make your own ring? Then you can be in control of what diamond you want...

If you can't, then I'd get te 2000 one...don't go into debt up to your eyeballs just to get a ring....you can always upgrade after marriage. With the 1200 you're saving, you can put that into a CD or mutual fund and save up for a down payment on a house (since it's a long engagement)

Good luck to you both :) Congrats!!

Answer 3

You work at Zales and can't get a better deal than that? I always assumed you guys got an awesome discount. That said, this is a diamond this girl will wear the rest of her life. Do you want her to have something to really be proud of and brag about? Show off to all her friends?

I agree, being fiscally responsible is a fantastic idea, and I applaud you for it. That said, this is one of the few purchases and you will have forever, unlike any car or whatever. I would splurge on the diamond even if you need to cut back a little bit in some other areas.

I am also a college student, working FT but only making about $25,000 per year. Despite that, I got my new wife a 1.5 ct princess cut VS1, H color diamond. She is constantly getting compliments and making her coworkers jealous. Sure, it's a pain to deal with the (interest free) monthly payments for 18 months, it's more than a car payment would be, but that is almost over and she will still have this fantastic ring for the next 60 years or something. Worth it? Maybe not, but to me it sure is.

Answer 4

I'm in somewhat of a similar situation. I came to the realization that you should only buy what you can afford. If you try to buy a ring that is as beautiful as your girl you'll end up going broke. I'm a few years out of school and I have a steady income coming in, however I'm by no means making it big yet. For the ring, setting included I spent about 3700. I got her a 1 carot diamond with great color and slightly lower clarity. I think it's beautiful, but the hope is that she'll love no matter what.

Good luck man.

Answer 5

If you are in a position financially (which it sounds like you are) then i would go for the one with better clarity. I have a 1ct center cut stone and although it is a family heirloom, sometimes I wish it was a clearer cut. I'm sure whatever you get her will be beautiful. Congrats and good luck.

Answer 6

studies have shown that long-term engagements are less likely to ever result in marriage. so, save up your money and propose when you are able to buy the ring of your choice rather than being forced to buy a particular ring to save money. an engagement should typically only last long enough to secure the wedding details (reception locale, ceremony locale, photographer, etc). only propose when you are ready to be married.

also, i know you work at zales and you're probably in love with the idea of financing the ring, but don't. never go into debt for jewelry. instead, buy the ring you can afford and upgrade it later, maybe on a 5th anniversary or something.

Answer 7

If its a long term engagement, why don't you save up the cash for a better quality ring for a couple years down the line. I know maybe she just wants to wear the ring or something, but being a full time student, I understand, my boyfriend also wanted to have a long term engagement, and I told him to wait (just until I got closer to finishing school)

Answer 8

I would get her whatever you thought looked best. My fiance picked my ring out and I LOVE it... I couldn't have picked a better one.

He also got me a very nice on- at the top of his budget, but if you think about it- it is something she will wear for the rest of her life- why not splurge a little bit. I joke with my fiance that if you do the math divided by like 50 years its really inexpensive. haha

I'm sure your soon to be fiancee will love anything from you, its more of how you ask, and the love you share than the ring!!!

Answer 9

My fiance and I went through this too! We are both students too. I didn't care about having a cheaper diamond, but he wanted to get something to be proud of. We went for the better one, but it wouldn't have mattered to me. I think if you can afford the better one and you really want her to have that one then get it, but since you are still a student then I'm sure she wouldn't even think about the clarity or color.

Answer 10

Get the nicer one.. If you have found the one you think you will spend the rest of your life w/ then I think you would want her to have the nicest ring.. I mean you work there so you should some nice discounts right?

Answer 11

I think she'll be happy with whichever one, since it came from you! If it were me, I'd get the cheaper one and spend the money towards a house/wedding/something else. Good luck and congrats!