If you have a $2000 annual limit on "brand" prescription drugs, would that also include any generic drugs?
Would generic be unlimited?
2007-11-29 09:15:36 · 4 answers · asked by ashley4frogs 3 in Business & Finance ➔ Insurance
That's a question you'll have to ask the insurer.
There are policies that have an annual limit on all drugs - brand and generic. But there could also be policies which only limit brand name.
Only way you'll know for sure which applies to you is to ask the insurer.
2007-11-29 11:54:30 · answer #1 · answered by sarah314 6 · 0⤊ 0⤋
Brand drugs are different from generic drugs, so their annual limits are likely separate if they have specified the limit of "brand" drugs. Generics may be unlimited if no limit is specified, but you will want to make sure with your insurer or employer.
2007-11-29 21:07:26 · answer #2 · answered by Nicole 2 · 0⤊ 0⤋
some plans have this type of limit and is limited to only brand name drugs. generics have the same chemical compositions of brands but cost much less.
2007-11-29 18:41:58 · answer #3 · answered by kittie_in_ca 3 · 0⤊ 0⤋
your provider has a specific written policy on this which you can examine for free. just ask
2007-11-29 17:21:08 · answer #4 · answered by Spock (rhp) 7 · 0⤊ 0⤋