Tuition debt - my school is claiming wrong amount.?

Question

I have tuition debt with my university, and in my letter to the attorney I acknowledged the tuition debt (I did not agree to pay interest or any other charges) and said that I would pay a small monthly amount toward the debt. To be clear here, I only acknowledged the tuition debt and I have never signed any agreement that contains accrued interest or any other charges.

When I was going through past payments to make sure that the debt amount was correct, I realized that past several payments had not been reflected on my account. Specifically, I made several payments to avoid my account from being forwarded to colletion agency, and half of these payments were never reflected! And thus, my account was forwared to collection. I could not work out with collections, so the school's attorney came in.

How can I use their failure to properly process my past payments to my defence or advantage?

Answer 1

You can show proof of payment. Talk with an attorney. They are smart and tricky. They work hard for their clients. Don't try to fight this on your own.

Answer 2

Making token payments is no guarantee that the account won't be sent to collections.

If you do prove that they failed to post payements you made, they will simply post them, apologize, and let collections collect on the account.