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ever changed your phone #, only to inherit one from a debtor? therefore, did collectors keep calling you/leaving msgs for a "paul" or a "julie" (ppl who had my numbers before) who owes debt, and won't leave you alone or believe you when you tell them they're calling the wrong person? (fyi, i don't owe any debt and my credit is fine!)

if you finally got them to stop calling you, how did you do it?

i just changed #s, and this is the second time i keep getting bugged with msgs looking for someone else, this time with a different name. i am clueless, as i have failed with getting collectors to stop calling me, with my first #. i don't want to keep changing #s again because of this. i do have caller ID, but since i know their #s (they go by different #s, all with the same agency), seeing their #s is so annoying, i just can't ignore them!

please help. any feedback would be great. thanx! =)

2007-11-13 18:02:30 · 5 answers · asked by lemonspunk 1 in Business & Finance Credit

i heard about a "cease and desist" letter to send collectors, but i heard it's a bad idea and the calls might still continue, so, i'm stuck either way!

2007-11-13 18:03:41 · update #1

5 answers

You want to get legal advise to see if you can order them to stop and whether you can sue them if they don't.

The threat of legal action is often a good way of forcing them to do the right thing.

2007-11-13 18:33:12 · answer #1 · answered by bestonnet_00 7 · 0 0

I have the same problem, after the 2nd or 3rd time you tell them that these people no longer live there, I just ignore them, I have a talking caller ID, so I dont pick up any out of area, private caller, if its somebody for you or something importatant, they will leave a message, but I wont change my number, thats too much, all my friends have this no, my banks have that no, my employer so why should I go to all that trouble. So just ignore it, its not your problem. Why get aggravated over othem peoples problems.

2007-11-14 03:29:13 · answer #2 · answered by Anonymous · 2 0

They should stop trying to call you if you send them a letter. However, the problem is this is not your account so it may be tough. My guess is they have a way to search accounts by telephone numbers. I had the same problem about 3 years ago. I called the collection agency and told them who I was and that I did not know a "Renee" and gave them the phone number they were calling. They could look it up by the phone number, entered the notes, and I never got another call.

But good luck to you in your problem.

2007-11-13 23:46:20 · answer #3 · answered by CivPro1 3 · 1 0

I had this problem with countless debt collectors. I would tell them that I just got the phone number and did not know that person. The same idiot would still call me back the next day and I would tell them the same thing. I finally got so sick of it that I just changed my number. It was the only thing that worked for me.

2007-11-14 00:34:44 · answer #4 · answered by ? 3 · 1 0

The FDCPA factors the suitable to tell 0.33 party series companies to provide up all touch. even besides the undeniable fact that, that by using the time of undemanding words factors them the alternative of suing to place across on the comparable time. If the quantity is particularly $270, they probably won't sue yet will in basic terms sell off the debt to a various series business enterprise who will start up hounding you. you're able to would desire to grant the warm collector yet yet another provide up letter.

2016-10-02 08:03:18 · answer #5 · answered by ? 4 · 0 0

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