i had an accident with a bike today,i was going to turn right when a car from a long queue gave me right of way, i turned but suddenly a bike showed up on the other side of the vehicle and we collided.The biker was slightly injured and his bike was damaged.It was one of those accidents that was hard to avoid as they were no traffic lights and i didnt see him.
What is the maximum penalty i can expect,like insurance claims and fines of penalty points and the sort.
Thank you for your answers.
2007-11-13 08:32:25 · 13 answers · asked by blntptr 2 in Cars & Transportation ➔ Insurance & Registration
You did not have legal right of way and you failed to look properly so it was not 'an accident'.
What happens depends on the cyclist and whether he is prepared to settle out of court for the damage to the cycle.
2007-11-13 08:49:48 · answer #1 · answered by Very happily married. 7 · 2⤊ 0⤋
From the circumstances (assuming you reported it to the police - if not do so ASAP) it is unlikely that you could be prosecuted for anything serious - the worst scenario would be a CD10 (careless driving) - get 2-5 points and a fine of around £100 - however it is probable that the police would not prosecute due to difficulty in proving the case (hidden vehicle, reliance on a vehicle - you don't say if the bike was overtaking on the inside/ between rows of traffic - which they shouldn't do - but many of course do). Check if your insurance policy/ legal expenses policy has a prosecution defence cover clause that could cover you.
Insurance-wise the insurance company may decide that you were probably in the wrong (this is a civil case so the standard of proof is less) - in which case you would lose two years no claims bonus (or a life under a protected no claims bonus). The effect of this depends on how much bonus you have - if you are on maximum the effect is a 50% increase next year and 25% the year after, if on a lower level the increase is greater and the effects of the increase last longer.
Insurers accept that claims occur - it is very unlikely they will impose additional penalties other than the loss of bonus.
Hope this sets your mind at rest.
2007-11-13 09:40:54 · answer #2 · answered by welcome news 6 · 1⤊ 0⤋
So the bike was overtaking the other car on the left. There's your defence - and make sure you claim on his insurance (when they've glued him back together and assuming he's got any)
If you get prosecuted and found guilty of careless driving, you can be fined up to £2,500 and get up to 9 points on your licence (or a discretionary ban if the magistrate's a biker). You'll also have to pay your insurance excess and wave goodbye to your no claims bonus.
2007-11-13 08:44:06 · answer #3 · answered by Anonymous · 4⤊ 1⤋
70% OF COLLISIONS INVOVLING A MOTORCYCLE IS THE FAULT OF A CAR DRIVER.IF THE BIKE WAS ON HIS OWN SIDE OF THE ROAD. ITS YOUR FAULT PENALTY POINTS AND COMPENSATION CLAIMS LOSS OF NCB. HOPE IT TAUGHT YOU A LESSON.
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THINK ONCE THINK TWICE THINK BIKE
2007-11-13 08:48:30 · answer #4 · answered by species8472 6 · 3⤊ 0⤋
If your insurance is good and there is no evidence of negligence then your insurance should pay out (if it was your fault, if it was the bikes fault then his insurance will pay out)
If you had right of way then most likely it wasn't your fault and I don't see why you should be given a fixed penalty.
As long as you wasn't smoking, eating, using phone, looking at sat nav or anything like that you should be fine
Surely the Police should have explained this to you at the scene?
2007-11-13 08:37:22 · answer #5 · answered by Caz 3 · 0⤊ 2⤋
There would not be a penalty. Do you know how heavily they sleep when on duty. No chance of waking them up.
2016-04-03 23:16:28 · answer #6 · answered by Anonymous · 0⤊ 0⤋
IT MUST HAVE BEEN TRAUMATIC FOR U ,IM SORRY.I ALSO HOPE THE BIKER IS OKEY.
FRANKLY I THINK ITS GOING TO BE MAINLY INSURANCE CLAIMS FOR THE DAMAGED BIKE .YOUR WORST SCENARIO YOU MIGHT GET SOME PENALTY POINTS ON YOUR LICENSE.IM SURE THE POLICE OFFICERS EXPLAINED THIS.
THEY ARE SOME THINGS IN LIFE THAT ARE UNFORTUNATE AND SHOULD NOT HAPPEN BUT THEY DO,SO WE JUST HAVE TO LIFT OURSELVES UP AND MOVE ON BECAUSE FORTUNATE AND GOOD THINGS HAPPEN AS WELL.
GOOD LUCK TO YOU.
2007-11-13 09:05:33 · answer #7 · answered by melrosejade 2 · 0⤊ 2⤋
I hope they throw the book at you
EDIT
even if he was overtaking the car kerbside that does not justify you running him of the road IT IS UP TO YOU TO CHECK IT IS SAFE TO PROCEED regardless of whether someone else has given up their right of way for you or not that is why I hope they throw the book at you you are responsible for your actions and if those actions hurt someone else then you ought to pay I hope you have informed your insurance company about the incident and the cops as you need to as soon as absolutely possible
2007-11-13 08:36:50 · answer #8 · answered by Anonymous · 2⤊ 3⤋
you could get 6 points and you could get done with careless driving, or but if you did not get pulled up with the police right away then i then you are OK
2007-11-13 10:32:55 · answer #9 · answered by suzywong 4 · 1⤊ 0⤋
You said you hit a bike. No you hit a person on a bike,you should be thinking i hope the person is alright!
2007-11-13 08:42:57 · answer #10 · answered by mistress midnight 2 · 3⤊ 2⤋