An in-law occasionally borrows my car (in NJ). You don't normally ask a relative for proof of valid license in lending a car when they already told you they have one. But recently she was in a store writing a check and produced the form of ID normally used by folk who have no DL, and said her DL is at home. This seems very odd, so I'm wondering what the potential consequences are on my car, its registration and/or insurance when not-knowingly lending it to someone who is unlicensed?
2007-11-13 05:05:13 · 7 answers · asked by Ian S 3 in Politics & Government ➔ Law Enforcement & Police
It is your responsibility to verify that the person you are lending your car to has a valid drivers license, regardless of who it is. You could be charged with allowing an unlicensed person to operate a motor vehicle. It would be up to the insurance company, whether, or not to cover any damages if an accident did occur, because they only insure licensed drivers.
2007-11-13 06:03:46 · answer #1 · answered by CGIV76 7 · 2⤊ 0⤋
It all comes down to your responsibility. Embarrassment is cheaper than the cost of her having an accident. You could be charged with allowing an unlicensed person to operate your vehicle. Your insurance would probably not pay either. Most States allow a drivers license OR a State ID. Not both.
2007-11-13 13:33:47 · answer #2 · answered by sensible_man 7 · 0⤊ 0⤋
If she gets pulled over or gets into an accident you are looking at being liable. Your car could get impounded, and (in the case of an accident that was her fault) you could get sued. Especially if she says that you knew she didn't have a license and loaned her the car anyway. Check the laws for your area, and check your insurance policy, you could get stuck with the bill if your insurance doesn't cover an un-insured driver of your vehicle. And you can be well assured that if she doesn't have a license, she doesn't have insurance. She may have a suspended license, and that's worse for you because your car will definitely be impounded if she gets pulled over.
2007-11-13 13:14:53 · answer #3 · answered by MSC Lieu 4 · 1⤊ 0⤋
The consequences can be scary. If she is caught without a license your car could be impounded by the police (expensive). If she has an accident and damages something you will get sued (expensive). Just say no. Tell her that you found out that you can't lend your car according to your insurance policy.
2007-11-13 13:15:32 · answer #4 · answered by Gone fishin' 7 · 1⤊ 0⤋
If she gets in an accident and kills someone with your car - do you think your insurance company will pay for damages when YOU get sued if you loaned your car to someone without a license?
You are responsible for what other people do when they are driving your car. If she has a license she should be able to show it to you. Tell her whatever you want if you don't want to embarrass yourself - tell her you need to give her license number to your insurance agent so she will be covered. If she can't provide it then SHE is the one who will be embarrassed and you will be free of a potentially huge liability.
2007-11-13 13:13:34 · answer #5 · answered by Anonymous · 1⤊ 0⤋
If she gets caught without a license she faces the consequences.
Your responsible for what happens to the car.
2007-11-13 14:24:19 · answer #6 · answered by Anonymous · 0⤊ 0⤋
if something happens to your car like an accident, your going to have to shell out all the costs ur risking your car insurance as well. as for ur in law they can face charges for not having a license.
2007-11-13 13:13:57 · answer #7 · answered by Mia 6 · 0⤊ 0⤋