I have a number of revolving credit accounts (credit cards) that have always been in good standing while they were open, but have been closed for many years (ranging from 1997-2004) yet remain on my credit report. Even though they are marked as "closed at customer request" in the remarks, they still appear, while others have fallen off. I looked over Equifax, TransUnion and Experian's sites, but couldn't determine why some would fall off, and others would remain, if they are all and have always been "paying as agreed" while they were active (eg. there aren't any negative hits that would make them stay longer than others).
2007-10-30 05:32:21 · 1 answers · asked by wynsnob 1 in Business & Finance ➔ Credit
It varies. Some may stay 10 years. They really don't impact your credit score. It just shows you had credit card accounts that you closed.
2007-10-30 05:39:10 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋