i recieved a check from someone that had an account with fleet bank and it had my name printed on there as the person who gets the check. i called bank of america and verified the check. they says its an legit bank account but thats all they can give me. i dont know this person but the name of the person on the check. i believe a pastor that helps people financailly. the everything seems legit it as printed 10/22 i recieved it 10/23. and everything matched up so what do i do ?i dont know the person but i searched the internet and found that the person is who they say they are who sent it. so do i cash it? bank of america says i can cash it at any bank of america location because i dont have one where i live i have to go out of state to cash it and thats like 20 minute away from me i dont want to waste my time if its fake.
2007-10-26 19:01:57 · 2 answers · asked by lindeshonbillups 2 in Business & Finance ➔ Taxes ➔ United States
bank of america bought fleet bank!!!!!!!!!!
2007-10-27 04:58:25 · update #1
The best answer I can give you is to go to www.snopes.com and check it out, they can usually tell you if something is a fraud or not. It's worth a try, right?
2007-10-26 19:07:41 · answer #1 · answered by sc727 3 · 0⤊ 0⤋
If the check is drawn on Fleet Bank, Bank of America would have NO information on the legitimacy of the check. They would NOT tell you that the check is good, they would tell you to call Fleet Bank. Based upon this alone, I'm very suspicious of your question in the first place.
If someone you don't know sends you a check, it's a scam. Pure and simple. People do NOT send strangers checks. Scam arists do, hoping that you'll cash the check and send them some of the proceeds. Then YOU will be in the pooper when the check bounces and you no longer have the money to cover the bounced check.
You could deposit it in your own bank if it was legit. But if you do that, do NOT spend the money for at least 2 months. These fake checks are good forgeries and it can take over a month for them to finally bounce. When it does bounce, YOU are legally responsible for the check and any fees involved. If you've spent the money, you'll be in deep trouble legally and financially.
Just because someone's name is on the check as the drawer does NOT mean that that person drew the check!
2007-10-26 22:34:28 · answer #2 · answered by Bostonian In MO 7 · 0⤊ 0⤋