im 21 years old and i have a debt from when i was 18, i got my truck fixed and the check bounced, and now a collection agency wants to be paid... im also looking to buy a new truck... i was wondering if there was a way for me to take out a loan to pay everything and buy the truck i want... i dont have any established credit yet.. are there any places that would give me a loan, please give me some websites or something that i can look into. thanks
2007-10-10 16:07:34 · 2 answers · asked by Anonymous in Business & Finance ➔ Credit
If you can't come up with the cash to pay off that bounced check, you certainly can't afford truck payments.
Have a garage sale, sell blood/plasma, collect alum cans, get a second job -- pizza delivery has flexible hours. Pay off the bad check.
Then start saving money for a nice fat downpayment for that truck. And don't buy more truck than you can manage to pay off in 3 years.
Remember there's more to owning a vehicle than just the payment. There's insurance, maintenance, and gas, which can be $400 and more per month.
2007-10-10 16:33:24 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
http://www.prosper.com/join/ocean3potion
this site is good for people who don't have credit because it can be hard to get a loan through a bank or credit union if you don't have credit
2007-10-10 16:29:16 · answer #2 · answered by oceanpotion™ 3 · 0⤊ 0⤋