2007-10-10 12:50:31 · 5 answers · asked by psecada 2 in Business & Finance ➔ Insurance
There is no one company that is best for all people.
Your needs and specific circumstances determine which company would be best for you.
2007-10-12 02:55:33 · answer #1 · answered by Anonymous · 1⤊ 0⤋
There are many very good life insurance companies in the U.S.
Some things to consider when choosing a life insurance company are their financial strength ratings, life insurance rates, and if they have any complaints filed with the Department of Insurance in your state.
Some of the leading life insurance companies include the following:
The Top 10 Life Insurance Companies - Revenues, 2006
and Financial Strength Ratings by A.M. Best Company
MetLife – rated A+, Superior
Prudential Financial – rated A+, Superior
New York Life Insurance – rated A++, Superior
TIAA-CREF – rated A++ , Superior
Massachusetts Mutual Life Insurance – A++, Superior
Northwestern Mutual – rated A++, Superior
AFLAC – A+, Superior
Genworth Financial – A+, Superior
Unum Group – A-, Excellent
Principal Financial – A+, Superior
(Source – www.iii.org)
I hope that helps! Best of luck to you.
2007-10-11 04:37:36 · answer #2 · answered by Anonymous · 1⤊ 0⤋
I chose Primerica. My wife and I are on one policy- we only pay 1 $75 policy fee, other companies give husband one and wife one. This equals $150. Also, if you want to include your children on the policy they will be included as a rider, no fees. You can get anything from 1k-25k, pay up to $15 for the rider @ 25k, and, most importantly, the rider covers present children and ANY other children that come along in the future. When kids turn 25, thay can have their own policy at twice the value with no medical exam. For adults, they can have a 10% policy increase for 10 years to Double the face amount by the 10th year.
Great company! Now I work with them.
2007-10-11 04:51:12 · answer #3 · answered by Mark S 6 · 0⤊ 0⤋
There are a number of highly respected life insurance companies out there. I have my pesonal policies with New York Life. At the time I was buying the policies (10 years ago) they offered the best coverage and pricing. They also gave me a rider which included a death benefit to me if my son died before me. It is still a very good value for me and my family.
2007-10-10 13:17:22 · answer #4 · answered by lollybug102 3 · 0⤊ 0⤋
Knights of Columbus, because it is a fraternal and exempt from income taxes. All excess returns go to the policy holders and it is well managed.
2007-10-10 23:02:32 · answer #5 · answered by OPM 7 · 0⤊ 1⤋