What if no insurance and have car accident, under 25 year old, your fault?

Question

Child under 25 year old has car accident. No insurance. Can't afford insurance, no 3rd party, ony registration of car. What will happen if accident child's fault????

Answer 1

i've told yahoo answers to give me only australian questions, so i'm assuming you're in australia.

if the child (or anyone, in fact) has an accident where they are deemed at fault, then they will be up for the repair bill for all damaged property. either directly to the repairer, or the other persons insurer can send you the bill if they choose to use their own insurance.

the kid will need to then sort out a bank loan to settle with the insurer.

if the child injures the other person, then the CTP insurance should pick that up.

if child doesn't pay the repair damage bill, the insurer can involve debt collectors. if child still doesn't pay and the matter goes to court, the court will recognises that there is a debt owed and then this ends up as a black mark on childs credit history. bit of a rubbish way to start your adult life.

third party property damage insurance is not THAT expensive, compared to full comprehensive. in WA, for a 17 year old, you can get third party property damage insurance for under $200 a year. seriously, if you can't afford AT LEAST that, you shouldn't be driving.

put yourself in the other persons shoes. i'd be pretty annoyed if some kid smashed into my car and wasn't insured. i'd have to claim on my own insurance, lose my no claims discount and pay the excess, all for something completely not my fault.

Answer 2

If the car is titled in some one elses name, then that person will also become responsible. If it is registered in someone elses name, then the same thing. The other persons insurance will come after whoever they can to recover their money for repairs and medical expenses. The child had best find a way to get insurance, what it they get pulled over for speeding, and the officer asks for the license, and insurance card?

Answer 3

They will have to get Sr22 insurance, which is reallly expensive.

Just go to a state Farm agent, WALK IN to the office, and go on the monthly payment plan. WORK for your car insurance if you love your car!

Answer 4

enable me see if i'm getting your description acceptable. There are 2 lanes. She's stopped in the direction of the two lanes. To me, meaning she's straddling the dividing line. then you definately further "somewhat greater to the different lane". As wecontinual on the main suitable, i will assume she's somewhat greater into the left lane? Say, 2/3 in left lane, one million/3 in precise lane? then you definately desperate that she's not transferring, so that then you definitely proceed to bypass her on the main suitable, even however she has one million/3 of the vehicle putting on your lane. Is that maximum suitable? Then as you bypass her on the main suitable, she grew to become precise and precise into you. Is that maximum suitable? Technically conversing, you *did* make an volatile bypass. In CA, the regulation basically says that "you are able to bypass on the main suitable whilst the vehicle in front of you is making a left turn. whilst there is unobstructed pavement with the width of two or greater traces entering into the comparable direction. If not, you will would desire to attend." i don't understand once you're in CA or not, so this would or won't be conscious to you. yet basically, you do not understand which way that woman is turning, and you have not have been given an entire lane to your self. subsequently, you fairly don't have long gone forward and attempt to bypass her till you have ascertained that she's not likely to pass. on your particular case, i'd recommend you contain your guy or woman coverage business enterprise (you're insured, precise?) and notice in the event that they'd negotiate seventy 5%/25% (basically, you undergo seventy 5% of fault for the bypass, yet they undergo twenty-5% for not signalling and conserving up site visitors) That fairly lots skill you will in basic terms be compensated for $3 hundred, in case you even get that lots. they'd even sue you for harm to her vehicle (scratch on the bumper).