Looking for Prepaid Credit Card that reports to the credit bureau and has small startup and monthly fees.?

Question

I have bad credit and I am working to establish that credit. I've heard of the prepaid credit cards that report to the credit bureau, but some are $30 to start the account. I'm looking for the following:

- Reports to credit bureau, so that I can improve my credit.
- Low start up fee. (Under $10.00)
- Low monthly or annual fee (Under $10 p/month, $60 p/year)

If anyone knows, or has story about a good card, please respond. Thanks.

I appreciate the answers. I am looking for one that does not go through a bank. I don't want to have to open a new bank account for it. I'm looking along the lines of a mastercard/visa/etc. Thanks.

Answer 1

I think the card that you're talking about is the Eufora prepaid card. It has a credit building program [click here https://www.eufora.com/creditbuilder.jsp] From what I gathered from the website, it only reports to Transunion and Equifax. I myself think that a secured card would work out a lot better than this, being that I've had one before, and I don't know a whole lot about this. But I've posted the links below explaining more about the Eufora card and where to apply

Answer 2

here is one site
acceptmycash.com
they have a secured credit card
line of credit is $300 but with fees you have $50 at the end of transaction number one.
then $50 a year maintenance and $10 a month.
they report to credit bureaus twice a year.
you are better off at the local bank getting a card.

Answer 3

funny you ask, I was just at my bank yest. (WASHINGTON MUTUAL) and the girl asked if i wanted to sign up for a pre-paid credit card. You put your money into it and use it, or use it as like a savings (which defeats the purpose of the card, but to each it's own right?) anyway-i already have a debit card and credit so it seemed pointless to me, but she said they report to credit burea, and the start up fee is like 20 bucks. I know my bank is a really good bank to go through. So. . hope this helps!

Answer 4

domestic dog is misguided. not having credit isn't a solid sign. you're 18 suitable now and in 5-7 years you need to to get a motor vehicle (assuming gas remains much less high priced at that factor), and 10 years from now, you need to to get you a house. ninety 9.ninety 9% of the credit card businesses checklist them. construction credit is substantial. yet remember, plastic isnt loose funds. Your credit checklist is a history of your monetary reponsibility. Use it yet use it properly. in case you dont, your credit would be screwed.

Answer 5

go to www.mytributecard.com this is a unsecured creditcard. Everyone turned my friend down untill he applied here! he got approved with them! with a 300. limit with increases every 4 months!! now everyone is sending him credit cards!! this should work for you!! Good luck!