i have about 2,000 dollars in credit card debt i am in the middle of paying off however i need to get a loan or line of credit to do some home repairs . Also i am a young male with barely no credit history except for 2 maxed out credit cards and a truck i am paying for monthly wat more can i do to maybe get approved??
2007-09-28 15:26:11 · 3 answers · asked by JAY 1 in Business & Finance ➔ Credit
pay bills on time alll
then better score
7 year s on some folks
2007-09-28 15:33:29 · answer #1 · answered by Michael M 7 · 0⤊ 0⤋
You don't say if you have a slow repayment history or not. Do not pay any of your bills late will be a start. Do you own your home? Can you apply for a home equity line of credit? If you have been paying your bills on time (?) you might qualify for one.
2007-09-28 17:38:51 · answer #2 · answered by kim h 7 · 0⤊ 0⤋
Hi,
There are lenders who will extend you a line of credit despite your credit history. Checkout http://homefunding.consumerplanet.info for some useful info and tips on handling the situation. Good luck!
2007-09-28 15:45:29 · answer #3 · answered by Anonymous · 0⤊ 0⤋