It was my fault because I was turning left from a stop sign while a car hit me going straight. I was cited failure to yield to oncomming traffic. I know it was my fault, and I also know to tell the insurance company it wasn't my fault. It's not a civil battle, but insurance battle for money.
The girl that hit me up the front end of my 2007 Lexus is250 was driving a Mitsibishi Galant 96 and says that she was seriously injured but didn't go to hospital right away.
Now she is suing me but I know it is my fault. What do I do. I do have full coverage insurance but should I plead guilty in court? If I even go to court.
2007-09-28 06:46:57 · 12 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Of course you should plead guilty, you even say that you are. Your insurance will take care of it. Believe me, they don't just pay any amount to a person claiming severe injury. They have investigators who scrutinize every little aspect of the case in order to keep the money. Accidents happen, you were not hurt. You have insurance. Be thankful.
2007-09-28 06:51:40 · answer #1 · answered by VW 6 · 1⤊ 2⤋
First off.. go sit down and relax a bit...
1) The lawsuit is just likely a normal course of events. It is designed to get your insurance company's attention. Contact your insurance company and provide them with a copy of the summons. Ask them what their contractual obligations are in respect to defending you. With full coverage they should be in your corner up to the maximum amount.
2) Do not sign anything...not until you fully understand your rights and obligations.
3) If it is your fault, why on earth would you not tell that to your insurance company. You put them in a position of trying to defend you when everyone (even you) knows you are liable. That makes them waste their resources and generally reduces their ability to help you. If you had told them you were at fault they prob. would have simply contacted the other driver and asked 'how much?' in a polite way.
4) As the issue progresses, you may or may not want to hire your own lawyer (if the insurance company provides one, remember that he represents you but works for them) just to overview the ending.
5) Regardless of WHEN the woman went to the MD, she is suing for an injury and is entitled to. (this is AMERICA ..anyone can sue anyone - hell someone is suing GOD this month and, honest to goodness.. God actually has a lawyer representing him/her !! Go figure)
6) Learn from this grasshopper......
,,,
2007-09-28 14:36:34 · answer #2 · answered by ca_surveyor 7 · 2⤊ 0⤋
ugh, of course you were at fault here. any decent insurance company will accept liability on this claim. You failed to yield right of way in front of oncoming traffic- why on earth is everyone in america so freaking selfish? So your telling me that the other girl shouldnt get her car fixed or medical bills paid for because YOU are too selfish to admit you made a mistake?
I dont get what your making such a big deal out of. Your insurance company will handle her damages and her injury. They arent going to pay out a crazy amount with solid proof that she is seirously injured.
Now freaking be a good person and call your company and say what happened. i cant believe how many selfish people on here are telling you to lie. Not that it matters... they will see right through it. People lie to us everyday.
2007-09-28 16:19:04 · answer #3 · answered by la428282 6 · 2⤊ 0⤋
Your best source of advice and information will be your insurance company. Talk to them. If you are taken to court (not likely by the way) they will supply you with a representative then. In the mean time just allow your insurance company to do the job they are doing, and continue to make arrangements on your behalf to have the damages paid for.
2007-09-28 16:29:10 · answer #4 · answered by oklatom 7 · 1⤊ 0⤋
First, you have TWO separate issues. You need to deal with them separately:
1) Charge with failure to yield
2) Cost of repairs/injuries/ etc.
But, even though they're separate, the outcome of #1 will affect the outcome of #2. First, you need to contest the citation. Did you admit fault? (which you should NEVER do, BTW). Ok, even if you did admit fault, get a traffic attorney in your area to contest the citation. He/she might be able to get the ticket dismissed or reduced.
The 2nd issue will be affected by the first. Since you have insurance, generally it's your insurance company that will arbitrate on your behalf. Believe me, they don't want to give that person any money either. Several policies require the policy holder to agree to binding arbitration instead of court (your insurance agent will be able to tell you more).
The first thing you need to do is get a lawyer in your area. Deal with the ticket first. If the charge sticks, then the other driver will have leverage against you. If the ticket is dismissed (even on a technicality) then the other driver will have much less leverage against you.
Good luck.
2007-09-28 13:55:35 · answer #5 · answered by This is SPARTAAAA! 5 · 0⤊ 2⤋
You may not have to go to court, but your insurance company will ask you the details and they will determine how much of it is your fault and how much of it is her fault. They will let you know and if they deem it is your fault they will raise your insurance premium or put you in a pool in which you will receive surcharges and more expensive insurance.
2007-09-28 13:52:11 · answer #6 · answered by justaboutpeace 4 · 0⤊ 0⤋
This is what you pay the insurance company for. They have teams of slimy lawyers who's job it is to take care these sorts of things. they have a vested interest in taking care of you on this one since they are the ones that will ultimately pay. Call them up, tell them she is suing, and ask them what the next step is.
2007-09-28 13:52:53 · answer #7 · answered by Anonymous · 0⤊ 0⤋
What is WRONG with you?? It's your fault so for God's sake tell your insurer that!! If they catch you lying about this it is grounds for denial -- then you will be left holding the bag for the ENTIRE cost of the claim. You will be sued, you will have your wages attached, a lein placed on your house and all assets (including bank accounts) seized. Do not play around with this!
2007-09-28 20:41:45 · answer #8 · answered by Anonymous · 0⤊ 1⤋
You must notify your insurance company that you are being sued. They offer representation for this...that is what you pay for. Call your agent immediately and be completely honest with the attorney. At fault or not you must be honest for them to do their job.
2007-10-01 15:18:13 · answer #9 · answered by urawhat21 2 · 0⤊ 0⤋
i hate when people like her are like "ohh im seriously hurt". gimme a break , if u were turning left and she was going str8 chances are more likely that SHE HIT YOU. however it was still ur fault but the end result was she hit you (tho ur the one at fault).
i bet u anythin ur car sustained more dmg than hers since u got hit on the side which is weaker than the front of the car. and if anything ur the one that woulda had more bodily injury.
dont let her try to play u like that.
2007-09-28 13:56:18 · answer #10 · answered by Anonymous · 1⤊ 1⤋