My daughter (she is 16) was in Tennessee and was driving my car (We are from MS, she is insured to drive it as well, though). She allowed one of her guy friends, who is 16 as well and lives in Arizona, to drive my car, and he ran it off the road and into a forrest going about 70 or 80 mph going around a curve she told me (It was still drivable however, and the cops never came and filed anything, It was about 2am and they were heading back to our house we had rented in TN). There is about $3000 worth of damage done to my car, and I was wondering if the boy driving my car would be held responsible for the damages? Oh, and we don't want to turn it into our Insurance because if we do they will probably drop us (the car was in a wreck in 2006). Also, she tells me the boy had been drinking.
Thanks
2007-09-28 06:02:09 · 3 answers · asked by Lisa 1 in Cars & Transportation ➔ Insurance & Registration
Also, the reason this all happened so late at night is because there was a horse show we were competing at. It let out at about 12:30, and they all usually hang out after the show for about an hour or two. They had actually just picked up a prescription at walgreens for a friend and were on their way home (This is where he begged her to drive and she finally gave in and they switched seats, he had told her he had "sobered up", and she believed him. I guess this wasn't the case, though!). The car wasn't totaled though, they were going around a curve, however, it was not a very sharp curve.
2007-09-28 06:36:04 · update #1
Since the boy was only 16, the parents of the boy are the ones responsible. As unfortunate as that is, the only way to recover anything would be to ask the "friend" for compensation. If no compensation is given, you could sue them, but they could easily counter that your daughter gave "permission" to drive the car.
Since your daughter gave "permission" for her friend to drive the car, it will be argued that your own insurance is responsible.
An honorable friend would pay for the damages he caused, if not, you'll really be stuck paying for it yourself.
2007-09-28 06:08:48 · answer #1 · answered by hsueh010 7 · 1⤊ 0⤋
Without a police report, it's gonna be pretty damn hard to dump this on him. You can try though. Also, I have to say, I find it hard to believe that at 70-80mph, no one was injured and the car wasnt totalled. Sounds like maybe you should pay more attention to who your daughter is hanging out with (what is a 16 yr old doing out drinking at 2am anyway?)
2007-09-28 13:08:52 · answer #2 · answered by My Pits A Lover Not A Fighter 5 · 1⤊ 0⤋
Well first, it's not to late to file a police report.
I would approach the parents of the boy and find out how they would like to handle the arrangements.
IF they say they will pay nothing offer to to pay a portion on it, up to 50%.
It 's possable that their insurance will cover the damages,
2007-09-28 14:02:20 · answer #3 · answered by Jon 5 · 0⤊ 0⤋