Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia).
2007-09-25 07:18:21 · 11 answers · asked by laura993377 2 in Cars & Transportation ➔ Insurance & Registration
you probably will be covered under your own auto policy;
most policies state that coverage will extend to other vehicles if your "insured auto" is down for servicing or repairs.
in your case, your car has broken down, so you will be having repairs so that your car will be operational;
but; if you are in an accident, you better have proof that your car was down and that you were in process of getting it drivable; also; since you live in GA and your friend in FL, could pose some problems with wording in policies in the 2 states;
my suggestion is to call your insurance agent if you have one or the insurance company and pose this question; if they stated could be denied, i suggest you rent a car instead;
2007-09-25 07:53:21 · answer #1 · answered by lucy 7 · 1⤊ 0⤋
I might suggest that you visit this web site where onel can get rates from the best companies: http://cheapinsurancequotes1.info/index.html?src=1YAmkflxJT53
RE :If I have full insurance on my car, am I covered if I drive a car that does not have insurance?
Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia).
Follow 16 answers
2016-08-11 09:18:28 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Generally speaking, the answer is no. From the sound of it, you intend to drive a car once, and away from the owners. I'm guessing that this is because you intend to buy the car. Several car insurance companies do have temporary policy plans that will allow you to legally drive a car for up to two weeks up until you either SORN it or get a proper policy. If this is the case, the current owners of the car have no obligation to add you to their policy. It would cost them money to add you as a named driver. - Furthermore, it is unlikely they would want to do that anyway. - Would you pay to cover a complete stranger to drive a vehicle you no longer have any control over? You'd end up with huge problems if that stranger ended up totalling the vehicle. The only other conditions where you can drive someone else's car without being a named driver is if you are yourself covered as a fully comprehensive policy holder, and you have express permission from the insured owner. (Even then, you have to check your insurance policy to make sure ou are covered), or the owner of the car is in the car with you. - Other than that, driving a car under any other circumstance is illegal, and will lead to points on your lisence, and the car being seized.
2016-04-06 00:43:17 · answer #3 · answered by Shane 4 · 0⤊ 0⤋
I suggest that you try this web page where onel can get rates from different companies: http://INSURERATES.INFO/index.html?src=1YA aksbvKS38
RE :If I have full insurance on my car, am I covered if I drive a car that does not have insurance?
Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia).
Follow 15 answers
2016-08-07 22:26:09 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You should not drive a car that you know does not have insurance. It depends on your insurance company. You need to read your policy or call your insurance company and ask. My insurance covers any car that I drive or any insured person that I let drive mine. Be careful.
2007-09-25 07:24:14 · answer #5 · answered by kim h 7 · 0⤊ 0⤋
No Insurance is only covering the car not the person. I got in to a wreck with a friends car before and my insurance had nothing to do with it. His went up and his covered it.
2007-09-25 07:21:47 · answer #6 · answered by tamparav 4 · 0⤊ 0⤋
At - QUOTESTOCOVER.INFO- you can get quotes in just a few minutes
RE If I have full insurance on my car, am I covered if I drive a car that does not have insurance?
Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia).
2014-08-23 14:19:28 · answer #7 · answered by Anonymous · 0⤊ 2⤋
It all depends on your insurance carrier your best bet is to check with your insurance carrier. I know for a fact that 21st century will cover you ( i have this insurance carrier and that is in my policy) As far as getting pulled over you should be ok by showing your insurance card even if it is for a different car.
check with your insurance so you won't have any trouble
2007-09-25 07:26:52 · answer #8 · answered by miguel z 2 · 0⤊ 0⤋
Depends on the Insurance Co. I know that my insurance comp will not cover someone elses car if I drive it and they dont have insurance.
Also, my insurance will not cover someone who drives my vehicle (who does not have their own insurance) and wrecks my vehicle. I guess its a ploy for more people to provide their own insurance.
So, my husband and I are very strict about letting others drive our truck. If they dont have insurance, they dont drive, very simple!
2007-09-25 07:26:02 · answer #9 · answered by troublesomesix 4 · 0⤊ 0⤋
There are a lot of issues here. First of all, different states have different laws. Because the car is registered in Florida (I'm assuming), there might be a problem if there is an accident in Georgia and there are conflicting laws.
Call your Insurance company first and ask them the question, they should be able to tell you since they hold the policy.
2007-09-25 09:30:46 · answer #10 · answered by adrianamedina25 2 · 0⤊ 0⤋