How to get a loan with not so good credit?

Question

I need a loan of 1000 dollars and I don't have good credit. Any suggestions on where I can get a loan from? No payday loans please

Answer 1

You can get a loan from other people at Prosper.com. You can tell the members of the site your story and why you need the money. The loan is funded by several members investing in you so that you can buy what you need or whatever else you may need the money for. Their incentive to loan you the money is to receive interest income for the money they loan you. It is like a normal loan but without the bank. People loaning directly to people. Check it out. It is easy to use.

Answer 2

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RE How to get a loan with not so good credit?

I need a loan of 1000 dollars and I don't have good credit. Any suggestions on where I can get a loan from? No payday loans please

Answer 3

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Answer 4

With poor credit, any loan you get will have pretty high interest rates. Stay away from payday loans and anyone wanting some kind of fee up front.

Check with your bank or a credit union. If you have a history with them, they might overlook your less than perfect credit score.

Answer 5

Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shopand can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.

Answer 6

I found interesting information about your answer: the best Loans for people with Bad Credit & options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/bad-credit-loans.html Good luck!

Answer 7

Hello,
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Answer 8

their are company's who give loans and don't do credit checks your job is your credit and the max they give is like 1500.

Answer 9

Bad credit means you are not very reliable on repaying .
Maybe better to get a 2nd job or more hours at work so you can pay directly ,
To avoid further damage to your already marginal financial reputation .

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Answer 10

Try http://www.lendingtree.com I've used them in the past and they are very good at finding a lender that is a good fit.