Okay so I am trying to get my first credit card... I want to build up good credit considering I currently have NO credit...
My problem is that I have applied for a couple of credit cards and got turned down because I do not have ANY credit history. So my problem is that I want to build up my credit but to get some credit cards you must have past credit history which I don't have...
What are some credit cards that you would suggest as a first credit card that have pretty good reward programs???
2007-09-23 08:07:21 · 9 answers · asked by Soon 2 be Mrs.Miller 2 in Business & Finance ➔ Credit
Did you check with your bank first? You may have to get a secured card to start -- you put up a deposit which is used as collateral for your credit limit. After 6 months of using and paying on time, you can apply for a regular credit card.
2007-09-23 08:15:36 · answer #1 · answered by bdancer222 7 · 0⤊ 0⤋
Business Green Rewards Card from OPEN: The Small Business Network
* Receive 5,000 bonus points to start
* Fee-free for the first year - a $95 savings
* No preset spending limit* or finance charges
* Earn One Membership Reward point for virtually every dollar you spend
* Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
* Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
Get more information about this reward card at: http://www.credit-card-gallery.com/cgi-bin/cc.cgi?cr=100016&of=196
2007-09-26 07:19:29 · answer #2 · answered by brady ewart 3 · 0⤊ 0⤋
You can't get both. If you want to get credit, go to your credit union (if you don't have one join one) and ask for a loan based on your savings. This is the cheapest way to get a loan, as you are basically paying them about 1% over your intrest that you are eanring on the account. This will show up on your report.
In about 3 to six months, after you have been paying, it will show that you have a credit record.
2007-09-23 15:30:31 · answer #3 · answered by Steveo 5 · 0⤊ 0⤋
Just buy a prepaid card, and use it for the rest of your life. You really do not want anything to do with credit card companies, as most of them are thieves.
2007-09-24 08:55:33 · answer #4 · answered by ANTHONY M 3 · 0⤊ 0⤋
Capital one has credit cards that are designed for people like you who have no or limited credit. Just look for the "limited credit ok" ones.
2007-09-23 23:33:42 · answer #5 · answered by John S. 3 · 0⤊ 0⤋
This website offers all kinds of credit cards, tailored to your specific needs. Apply for the card that is right for you!
http://pommomma.ecreditdirectory.com/
2007-09-23 16:58:37 · answer #6 · answered by Help SAVE Shelter Animals 2 · 0⤊ 0⤋
go to the gas stations and apply for all gas cards . That's how I started when I didn't have any credit. Also try walmart
2007-09-23 15:15:34 · answer #7 · answered by w00189wr 4 · 0⤊ 0⤋
I found interesting information about your answer & THE BEST car loans options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/car-loans.html Good luck!
2007-09-24 13:59:09 · answer #8 · answered by Anonymous · 0⤊ 0⤋
STAY AWAY FORM THE CARDS< THEY WILL DESTROY YOUR LIFE!!
2007-09-23 16:04:59 · answer #9 · answered by Barcadcadacada 6 · 0⤊ 0⤋