my car's off the road, not taxed or insured. If i sell it is there some sort of temporary insurance i can get

Question

just to cover me if someone takes it for a test drive?

Answer 1

Well, most people have third party insurance to drive other cars on teir own insurance, so that would generally be the answer.....But it still won't be taxed, will it....? And not having taxation on your vehicle would invalidate any insurance. So no, you need to make it clear to people who are interested that while you are happy to start it up and let them hear it run, there is no chance of taking it out on the public road for a test drive (unless you want to run the risk of a shed load of points on your licence if you're stopped).

Answer 2

I'm going to be sneaky here - jsut to show you how silly things are.

Take out a normal insurance policy and then cancel it. If you do so within 14 days it will cost virtually nothing (even if you have to make a claim - providing it is not a total loss).

As they say - I didn't write the rules, I just know how they work . . .

BTW - your policy will only cover you to drive the vehicle - this could cause a problem as the chances are that the prospective purchasor won't have insurance allowing them to drive the car - you could buy an 'open driving' policy - in theory this is more expensive - in practice you can still cancel before the 14 days are up!

Answer 3

if someone else takes it for a rest drive they should be covered by their insurance because if they are involved in an accident and they are to blame it is their insurer who should pay where as if you insure it the claim will be off your insurance and you will lose your no claims discount the risk should be 100% the person who takes it for a test drive but you will have to tax it or it cant go on the road not sure about M O T

Answer 4

To operate your vehicle on public roads it must be tagged and legal...if it is not then you most likely will not be able to find insurance for it...you as the owner will be liable if the test driver crashes in to a new $80,000 Mercedes as he pulls out on the road..... good luck

Answer 5

If you sell the car the problem is not yours but for test drives it will cost in the region of £15 per week so sell it quick

Answer 6

Not only does it have to be insured, but taxed and in possession of a valid MoT (if that applies). You'll need all three.

Answer 7

u need all 3

Answer 8

you can buy insurance by the day.
not sure if you can do this without tax or a valid m.o.t