Want to work on car before insuring it
2007-07-14 03:38:45 · 25 answers · asked by DENNIS C 1 in Cars & Transportation ➔ Insurance & Registration
No - you will be breaking the law. You must insure the car before you drive it. A car has to have a valid MOT, tax and insurance to be on the road. If you drive the car without insurance you are committing an offence, could be looking at a driving ban - and, hate to say the worst, if you did have an accident, you would be uninsured and personally liable - you could loose everything if you killed someone. Why don't you call your insurance company and see if they will insure you for, say a week - to allow you to drive the car where you need to. It really isn't worth trying to save £50 here or there.
2007-07-14 03:45:10 · answer #1 · answered by Miss Behavin 5 · 2⤊ 0⤋
In a word - NO. It is against the law to keep a vehicle on the road without the required road risks cover. Regardless of whether the vehicle is being driven or is just parked in a street. Motor Insurance is compulsary.
If you are buying the vehicle from a garage, they may supply 7 day driveaway cover, but be careful as they have an excess and if you were unlucky enough to have a bump on the way home, would it be worth paying out around £600 rather than arrange decent cover?
However, if you are buying this vehicle privately and the vehicle is still insured by the owner, s/he would be able to add you as a named driver to the policy, for a small fee, for maybe a day at which time then they would cancel the policy.
In respect to one of the earlier answers regarding the driving other vehicles extension on comprehensive motor policies - allowing the proposer of a comprehensive policy to drive a vehicle not owned by them with third party cover. This is correct but the third party vehicled is required to be insured in its own right. So even if you did have comprehensive motor insurance, you would not be covered to drive the vehicle.
So, no you cannot drive the vehicle without insurance.
2007-07-15 10:13:29 · answer #2 · answered by welshangel19 1 · 0⤊ 0⤋
No. Section 147 of the 1988 Road Traffic Act states "it is an offence to keep or operate a motor vehicle on the public highway without adequate insurance cover".
Sort out your insurance before you pick up the vehicle, or recover the car home on a trailer (using another [already insured] vehicle).
2007-07-14 06:07:41 · answer #3 · answered by Micky Fees 3 · 0⤊ 0⤋
I'm afraid, the law states that you cannot drive a vehicle on the public road, if you do not hold a valid MOT certificate, unless you are going to a local testing station. Also if the floor is in such a bad state, I would advise you to get it towed or lifted back, as if anything should happen (god forbid) your insurance will actually be invalid without the MOT. (check policy and you will see) Good Luck
2016-05-17 10:17:10 · answer #4 · answered by arla 3 · 0⤊ 0⤋
If you have another car that is insured, most insurance company will cover new purchases up to 7 days without notification. If this is the case, you need to call your insurance company and make sure....
Otherwise, legally, you are not in compliance if you drive a car without any insurance. It is done quite often; however. I don't do it, and I don't recommend you do either.
2007-07-14 03:52:18 · answer #5 · answered by tkquestion 7 · 0⤊ 0⤋
No. Possibly if you already have car insurance and if the seller is willing to leave his insurance on the car until you get home. It would be better to contact an insurer and ask them to provide immediate cover. If you already have motor insurance you should be able to get the second car added to your policy for a short time.
2007-07-14 03:46:51 · answer #6 · answered by proud walker 7 · 1⤊ 1⤋
If you want to drive your car home best thing to do is get a cover note from any insurance company this will allow you to drive it for up to 28 days...i don't think the police would ever consider your plea if you tell them that you have just bought it. Better safe that sorry i think
2007-07-14 03:45:04 · answer #7 · answered by Anonymous · 3⤊ 0⤋
no!!! many people think you can - but what if you hit something??? Its not worth the risk - its 6 points on your license and a heafty fine. You could ask the dealer for trade plates. But you'll have to insure it once its home just do it before you collect. Its one of those sod's law situations - you may be only going 1 mile up the road but it's sods law they'll be a copper at the end of the road. dont risk it
2007-07-14 10:37:18 · answer #8 · answered by grumpy ole git 2 · 0⤊ 0⤋
As far as I'm aware you must be insured to take a vehicle out on to the public highway. A cover note is ok. I'm not sure of the minimum cost for this though. Surely, you would be prefer to be covered for fire and theft whilst working on the car as a basic minimum, unless of course the car cost you very little?
2007-07-14 03:44:49 · answer #9 · answered by Anonymous · 2⤊ 0⤋
If you have fully comprehensive insurance on another car, some insurers cover you to drive another car with the same or lower engine size temporarily, but you would only be covered third party.
2007-07-14 04:26:12 · answer #10 · answered by Anonymous · 0⤊ 1⤋